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Wednesday 13th March - what small things will you do today ???

2

Comments

  • mj132
    mj132 Posts: 150 Forumite
    edited 28 May 2014 at 3:56PM
    - Drag self out of bed
    - Breakfast
    - Drink lots of coffee
    - Go to work
    - Get a sandwich at lunch
    - Finish work
    - Gym (if I can be bothered)
    - Dinner
    - Eat chcolate and watch TV
    - Bed
  • 1. Bought hot water bottles rather than putting electric blanket back on the bed during this predicted 10 day cold spell.

    2. Turn radiators off in all but the sitting room and the bedroom. Closed the doors in the other rooms.

    3. Turned heating down 1 degree

    4. Shortened the time heating is on in the morning by 30 minutes.

    TW
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OH just found out he's getting a 2% payrise from April :T All good because we weren't sure he was due one since he only started in August. Glad he's made the cutoff :)
  • mummybearx
    mummybearx Posts: 1,921 Forumite
    OH just found out he's getting a 2% payrise from April :T All good because we weren't sure he was due one since he only started in August. Glad he's made the cutoff :)

    That's excellent news! :T

    I haven't had a pay rise since 2009. Doubt we will get one this year either :(
    Can't think of anything smart to put here...
  • The_Boss
    The_Boss Posts: 5,865 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 March 2013 at 1:17PM
    I'm not spending any money today - NSD number 5 in March :)

    That's it - but I'd say that's a very good thing. No walking today as am sneezing and shivering a lot today so want to rest up rather than run myself down.
  • foxgloves
    foxgloves Posts: 12,847 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi to all,
    Today's MS activity:
    *Ironing - switched off for final item.
    *All meals as per March meal plans.
    *Rubber pork & veggies prepped for stir-fry & noodles tonight.
    *Last of rubber pork is in slow cooker making a stew for tomorrow night.
    *Cut out vouchers for 2 for 1 entry into stately homes over March/April - send all the southern ones to my sister.
    *Pay credit card bill in full - only gets used for budgetted purchases so I can collect John Lewis vouchers to save up for presents, etc.
    *Did surveys - only a couple of Tolunas but a fair few Onepolls this morning.
    *Mr foxgloves needed car for work on 'my car' day, so am grounded & thus having an unplanned NSD!
    That's it for me today. Had actually planned to de-gunk the pond, but once again, it was totally frozen over, so am saving that delightful slimey job for tomorrow!
    foxgloves x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    Hi everyone,

    Thanks for starting us off Candy.
    La e - Good luck! & congrats on the pay rise for your DH.

    I'm not feeling particularly great today - work is stressing me out big time & I just want to jack it all in!! No can do though so it's a case of biting my tongue today...


    Today I have/will:-
    • Made use of free water at work
    • B/L/D from stores
    • HM porridge pot for brekkie
    • Log calories on free app
    • Staying in for my lunch break to avoid spending
    • Dinner from meal plan - Veggie night, pasta with greens, garlic & chilli
    • Checked postcode lottery
    • Charged phone at work
    • Heating off as long as possible & on low when needed - ended up using a hot water bottle last night to save turning the heating up more so might do the same again tonight. I assume this is cheaper anyway! Managed to avoid putting the heating on at all this morning as the hot water bottle was still warm :)
    • Check online banking
    • Check for new mystery shopping opportunities
    • Enter some comps
    • Do at least 1 survey, need to get back into this
    • Declutter & flylady
    • Make use of TKD membership
    • Read Martin's email
    • Get through the working day without walking out, argh!
    Hope everyone has a great, MSE day x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Afternoon my lovelies

    Candy - Thanks for starting us off today

    DNMS - Hope you're back is a little better
    LaE - Good Luck with your plans and great news for OH
    Perni - Sending you positive vibes and massive hugs your way

    Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people - and I am proud to call them my friends.

    Still off work, have decided to have rest of week off and give myself the chance to get better, now have made the decision have been able to rest easier (I have had to call main office every day and then I've been having a call from my boss everyday and I just feel so pressured), still cant speak properly and ache all over. Not a great deal planned for today apart from rest, todays little list:

    Check Banks -
    Check swapits -
    Check www.freepostcodelottery.com -
    General Tidy up - Done
    Packed lunch for OH & LO - Done
    Meals from stores -
    Update Food Tracker - In progress
    Knit or Read -
    Bath & early (ish) night-
    Hope you all have a great day, love to you all.

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • mrsdee
    mrsdee Posts: 555 Forumite
    mrsdee wrote: »
    - going to book restaurant for DH and I for later this month. We eat out once a week using a deal (either voucher or groupon/livingsocial) and I have a groupon that I bought last year that I need to use - looking forward to that!!

    That should say DH and I eat out once a MONTH! not week :eek:!!
    Sick and tired of waking up sick and tired...
    Debt-free, now focussing on being mortgage-free
    MORTGAGE : [STRIKE]Dec 2012 £133,602[/STRIKE]. Dec 2013 £114,092.47 July 2015 £85654
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hello All

    Hi to TimetoRebuild! Good luck with your mission!

    Checked my financials today, glad to see the efforts I have been making on CC1 have now reflected in a lower min repayment by £40 a month already. I certainly wont just be making the minimum but its heartening to feel that should we need to cut back one month, we have already 'saved' £60 that used to have to go on the CC. Make sense?

    Today has been a NSD bar petrol which will last the next few days. I did however manage to get petrol at 2p cheaper per litre than has been available the last week, so thats a good move in the right direction.

    Tonights dinner will be from the freezer & will also provide lunch for OH tommorow.
    11 days till OH gets paid again. I cant wait as we have a much easier month coming up, and should be able to pay down a good chunk. My target is to get to £5K this coming pay check.

    I have also had a very low cal eating day due to feeling very bloated recently from too many carbs. Just soup and salad today, but its all free at work anyway. So, hopefully my thinking is by being a little more frugal in what I eat I will be able to wear clothes that I already own instead of having to buy new ones. So kinda money saving :)

    Think thats all today!

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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