Tuesday 12th March - What small DFW things will you be doing today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning all!

So I'm going to start my day with a rant/poll. I bought OH's mum some PJ's for mothers day - my 5 year old daughter chose them. I had a text from OH last night asking if I had a gift reciept for them, and not because they don't fit. This is the first gift that I've bought for her. Personally I'm hurt and upset by this, I would understand if it was something expensive that was worth changing - but it's pyjamas! No one is going to see them anyway!

Over the past year there have been so many things that she's given me that I don't really want but I've graciously recieved because I didn't want to appear rude. Am I over reacting? Bottom line is I don't keep reciepts unless it's something expensive because I don't expect people to want to change gifts I have chosen for them

Anyway, rant over now! Must get on with the daily stuff and try to chin up!
- Checked banking
- B/L/D from stores
- 3 Purge opportunities today
- Wait for email back from HR ref mileage claim question
- Leaving work early for DD's parents evening
- Small amount of housework etc when I get home
- Stay in tonight
- Work on budget for March wages
- Try to sparkle

Jx

starnac

Morning Josie, thanks for starting us off.

I know for a fact that my mum would wear them no matter what they looked like if my 5 year old had chosen them!! My MIL I'm not so sure about though I do know that she would just say thank you and be polite even if they were destined for the bin! Poor you.

My first proper day of my new job and I am working from home today. DD is at school and DS is at the childminders.

My list today

Check banks
Daily clicks
Heating off another jumper on
Meals from stores
Shopping - stick to list
Make way through to do list
Start sorting spare room so that I can work in there properly
Wet and shape knitting
Take flask of tea upstairs with me so I am not boiling the kettle constantly
Try to stick to a proper working day
School run

That's me I think.

Happy Tuesday everyone

EchoDelta

Hi all,

I'm struggling to stay on track this month. Need a kick up the bum.

- charge phone at work
- no shower this morning (didn't need one, am not actually stinking right now!)
- lunch from home
- breakfast at home
- dinner from store
- nsd - I failed on this one yesterday as got a top up shop so really must today

Good luck for today everyone

determined_new_ms

Morning guys :wave: thanks for starting us off josie. Erm not sure what to say re the jimmys. Is there anyway (trying to see the best in the situation) that they are a bit on the small size and she might feel embarrassed about telling the truth? I totally understand how upsetting it must be for you. But how generous it was of you to get her something! Take validation in the fact you did a nice thing x

starnac good luck in your new job today :T Hope it's a happier place for you x

And to the stinking echodelta consider this a virtual kick up the bum! Stay on track! :rotfl:

Still off work today. Did get up and get ready but the aching back made me decide to take the day off....


things to do then:

* put chicken in sc
* all meals from stores
* check banking
* NSD
* check onepoll
* watch a film
* apply for 0% cc for stoozing account
* start job application

That's it! Just planning on resting today. Love to you all x

Sazdaz

Well no work for me today as the Motorway is carnage due to the snow. We were snowed in from 5pm yesterday and received about 5 inches. So today is a day at home, which means heating is on but going to cut some more wood in a mo and see if we can get the heating off when fire going. Well today is going to get things done day!!!!!! :j

Today I will:

- B/L/D from stores
- Take dogs for a play in snow to wear them out so I have peace today
- Tidy Kitchen, clear out cupboards and fridge, write a list of what is in there for meal planning.
- Give cooker a good clean
- Cut up another pallet for fire wood and put fire on so can turn off heating
- Clear all the ironing out
- Sort all my emails and bits I should have done
- Swagbucks, one poll etc
- email my mystery shop and say that i cant do today as cant get there and neither will the staff :rotfl:
- Spend at least a couple of hours crafting so that I will have enough stock for Easter Sunday fair

Sure I will find some more money saving items to do today.

ziggy2407

Good Morning my lovelies

josie - Thanks for starting us off today
MMM - Whens your new baby due? Are you taking care of yourself too?
Karb - Hope you had a good birthday and "date"

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people - and I am proud to call them my friends.

Still off work, have been in bed since Thursday - Dr says I have llaryngitus and flu (I ache everywhere and have not felt this ill), hope to be back at work this week. Not a great deal planned for today apart from rest, todays little list:

Check Banks -
Check swapits -
Check www.freepostcodelottery.com -
General Tidy up - Done
Packed lunch for OH & LO - Done
hairdresser @ home (cheaper than salon) -
Update Food Tracker - In progress
Knit or Read -

Hope you all have a great day, love to you all.

C xx

MinnieMousesMummy

Good morning everyone.

Josie - Thanks for starting us off this morning.
Starnac- Good luck in the new job.

My list for today:

• [STRIKE]Quick shower[/STRIKE]
• [STRIKE]Make pack lunch for ds[/STRIKE]
• [STRIKE]School/Childminder runs[/STRIKE]
• Do work that is in for today
• [STRIKE]All meals from stores - hm sweet & sour chicken for dinner[/STRIKE]
• [STRIKE]Swagbucks, Swapits and Topcashback[/STRIKE]
• [STRIKE]Check bank[/STRIKE] no change
• Laundry - do full loads, empty TD, [STRIKE]check airer and move to the ironing pile[/STRIKE]
• [STRIKE]Check date for library books so that I can avoid late fines. Whilst on the library site I will also look for slow cooker recipe books.[/STRIKE]Need to take my books back on Thursday and I have requested 4 slow cooker recipe books I am on a mission next weeks meal plans
• [STRIKE]Surveys (remember to check one poll)[/STRIKE]
• [STRIKE]Fill in paperwork for hospital appointment tomorrow [/STRIKE][STRIKE]and contact ex to see if he is going to make it[/STRIKE]
• Housework - [STRIKE]dust and hoover the house[/STRIKE], tidy the living room,sweep and mop the bathroom floor, clean the bathroom
• [STRIKE]Quick tidy up outside whilst the sun is out[/STRIKE]
• [STRIKE]Check oil and water in the car[/STRIKE]
• [STRIKE]LSD - I will need to get some fuel for the car as need to go and pick up dm,as she is staying over to look after my dd tomorrow[/STRIKE]
• [STRIKE]Help ds with his homework[/STRIKE]
• [STRIKE]Check postcode lottery[/STRIKE]
• [STRIKE]Get kids bathed and into bed at a reasonable time - saving on electric as ds will not have his tv on too late[/STRIKE]
• Studying - Do some course work [STRIKE]and apply for another course that I want/need to do in order to change my career[/STRIKE].

Another busy day for me so guess that I best get started and hopefully I will get through my list. Hope everyone has a good Tuesday x

MinnieMousesMummy

ziggy2407 wrote: »

Good Morning my lovelies

josie - Thanks for starting us off today
MMM - Whens your new baby due? Are you taking care of yourself too?
Karb - Hope you had a good birthday and "date"

Hi Ziggy, My baby is due in August. I am doing my best to look after myself but its hard since ex left, but getting there slowly x

foxgloves

Morning all,
A short list from me today, & another snowy one.
Firstly, @josiebabie.....Oh my goodness, I can identify with you on the 'jamas. We carefully choose gifts for an in-law & are lucky if we even get a thank-you. We usually end up having to ask 'Did you like the present?' to get any acknowledgement. Her Christmas gift was a lovely hat & scarf set (a bit different, I'd have loved it). We heard nothing, & when we asked, the answer was 'I don't wear hats'!!!! I tell myself she's got the problem with manners, not us, but it's sometimes hard to keep the infamous 'foxgloves gob' shut....
Today's MS activity:
*Try & keep warm on as lilttle heating as possible.
*All meals from March mealplans (still using rubber pork for a good while yet, lol)
*Did a survey.
*Managed an hour of laundry on Economy 7, as well as phone charge.
*Bread running out, have put breadmaker on as want an NSD.
*Managed to catch greedy little black cat just tucking into our cat's expensive medical biscuits so saved probably a whole bowl from being robbed!
All the best to everyone today,
foxgloves x

Karb

Well rather than brave the cold and snow, we ended up staying in and ordering a curry which we had with a few beers that I have had left over since before Christmas.

Wasn't organised enough to get ready in time to leave for work at the same time as she did this morning, so ended up driving down to the station twice - once to drop her off, then because I didnt have the time to walk down there, I had to drive when I went to work too. Also meant I didnt do my salad for work today, so I'll be nipping out for a jacket potato in a bit, so not exactlly a money saving day.

On the plus side, I did get money from my stepmother as I said I'd prefer to have the money to pay off some debts rather than receive a gift and still be paying interest on my debts.

Today I have/will
Checked online banking, all is as expected
Need to stop off at the supermarket for a few salad items, bread and dog food, but will only buy what is on the list
Read free paper on the train
Free coffee and water at work
Charge phones at work
Dinner from stores

Have a great day everyone

purple.sarah

I can understand why you are upset about the pyjamas. She is being rude to try and get money back for a gift. She should appreciate the thought, I think it's so sweet your daughter picked them. Tell your OH to get his mum's present next year so you don't have to worry about it.

So far today I've made DH a packed lunch for work to save money, entered some competitions and sent off for some freebies.

Later I will:
Look in charity shops for warm clothes.
Go to the supermarket and check for whoopsies.
Check the gas and electricity meter readings.
Work on the website for the pet care business I'm setting up.
Search for a second job.
List some items on eBay.
Enter more competitions!