We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Credit Reference File after completed IVA - Defaults?
matthewbyrom
Posts: 1 Newbie
in IVA & DRO
Hello there,
I'm starting to clean up my credit reference file after completing an IVA early about a year ago.
I've signed up to CreditExpert.co.uk, as I never could understand the £3 reports they send.
Could someone please advise me on the following, as the website is not really clear enough for daft old me:
My Credit Report contains an Outstanding Public Record in the Public Information Section.
It lists my IVA & the date (27/04/2010)
Because the IVA was completed, should it stay as Outstanding or does this need to be corrected?
Also, there are a number of entries in the Account Information section.
They are all from the IVA.
They are listed as "Default" and have a balance on them.
Now that the IVA is finished, should these not be now set to Balance: settled & Satisfactory?
The other lenders in my IVA have done this.
I've sent messages to Experian, but all advice would be appreciated.
I'm starting to clean up my credit reference file after completing an IVA early about a year ago.
I've signed up to CreditExpert.co.uk, as I never could understand the £3 reports they send.
Could someone please advise me on the following, as the website is not really clear enough for daft old me:
My Credit Report contains an Outstanding Public Record in the Public Information Section.
It lists my IVA & the date (27/04/2010)
Because the IVA was completed, should it stay as Outstanding or does this need to be corrected?
Also, there are a number of entries in the Account Information section.
They are all from the IVA.
They are listed as "Default" and have a balance on them.
Now that the IVA is finished, should these not be now set to Balance: settled & Satisfactory?
The other lenders in my IVA have done this.
I've sent messages to Experian, but all advice would be appreciated.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards