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Business Insurance Question

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Comments

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    thehullram wrote: »

    thanks for this, although I am a bit confused. This wasn't EL just buildings and contents.
    Do you have other insurance policies? You must have a public liability risk and you mentioned accounts lady/bookkeeper - do you have any staff/employees?
  • Sally_A
    Sally_A Posts: 2,266 Forumite
    1,000 Posts Combo Breaker
    rs65 wrote: »
    Sally, I would be surprised if a broker funded a £7k premium without a PCL or CPF agreement in place. If they did, they are in a shambles.

    The OP said 12 months which made me think it was insurer instalments but I suppose it could be PCL. My experience of CPF is 6 or 10 months.

    I'm being surprised less and less, espeically with accounts departments being centralised and dealing out of branch, they spend 6 months arguing that the amount on the insurer account doesn't match the amount the broker has debited, and don't even query it with branch for months, and only after figures agree do they look to see if they have the cash from PCL or whoever.
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