Help on Cash Plus Prepaid Card

jimbob84_2

Hi all,

I'm considering getting this card to improve my credit rating, by using their credit builder option.

What I would like to know is, if I make purchases through the card will this also help my credit score or is it purely only from the credit builder that will help my credit score?

Also if I keep this card for say 3 years will my credit score improve year on year because of the credit builder?

Hope somebody can help and give me some useful info!

Thanks

JB84

Enfieldian

Purchases using the card will not have any effect as it is your own money that you are using and no reports are made on these.

All you will see on your credit reports(s) is the credit builder "loan"

SammenForLivet2

If you can control your finances; have you looked at the Cap 1 secured card and the Barclay's Initial card? Cap1 accept deaf alts - but require a £49-200 deposit,