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Your thoughts on my investment plan
Comments
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Accepting that Cash is a 1 and FS APL as a 10 as you have outlined above then what, typically, would be a 6 or 7? Most equities could drop 60% in a market crash so are all equity funds and ITs a 10?
Depends on how people weight their scale. However, a 6/7 would be something like Vanguard Lifestrategy 60%. Funds in the 6/7 range could typically drop 25% in a market crash. A 60% loss in a market crash is way above the typical loss on equity funds in the last two major stockmarket crashes/declines (both occasions falling around the 43% mark).I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
It wasn't me that suggested that the chosen funds could easily lose 60% in 12 months.
The selection of funds could easily lose 60% over 12 months. If the individual is not accepting of that then it would be wrong to invest on that basis.Old dog but always delighted to learn new tricks!0 -
It wasn't me that suggested that the chosen funds could easily lose 60% in 12 months.
Although it was you that said "Most equities could drop 60% in a market crash". Or have i misunderstood what you meant?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Not advice... but this appears to have a good track record..
Close FTSE Techmark....up 385% in 10 years.
http://www.trustnet.com/Factsheets/Factsheet.aspx?fundCode=K3FTM&univ=U&pagetype=overview
Load it here and view it up to 10 years against your selections..
http://www.fundweb.co.uk/fund-charting/0
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