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  • uther_2
    uther_2 Posts: 174 Forumite
    My OR is being really hard. They phoned last week to ask for more information as they couldnt match up some transactions on a credit card. I can only assume this isnt a good thing :eek:

    I almost wish theyd just get it over and done with. Having the prospect of a BRO hanging over you is becoming worse than the debt.

    Maybe its just my perception of events, but i do feel my OR seems to be "looking" for it, and shaping things towards that, as opposed to finding out the facts.

    I think theyre looking at a case of taking out credit without being able to pay, but thats such a broad definition. I didnt take out loans prior to BR or anything like that, but did borrow to make repayments when things got tough whilst making ends meet. I guess its how long they want to look. By definition i took credit whilst being unable to pay at some point as im now BR :confused:

    Anyone else experience a tough OR?

    You are not alone.I feel my OR could be going the same way.
    'a case of taking out credit without being able to pay' is such a broad term that it could probably be applied to most Br's.If I could have paid it,I would not be Br.
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good to hear from you Vix! I was thinking yesterday that we hadn't seen you around in a while.

    Neko x
    BCSC Member 70:j
    .
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