Benefits help

dahac

I asking for some advice on here before i ask hmrc as they normally get it wrong anyway. Ive been looking on a few website and they say different things each time. I would like to know if me and my partner can claim any kind of benefits:

We both work 37 hours, i earn £16800, she earns £11500 each year before any taxs, or ni

We are both over 25 years of age, we own a home, and don't have any children.

Can someone please help as i

nannytone_2

you wont get any help. you have a combined income of over 28k. the cut off is nearer 18k, so it isnt even marginal

BigAunty

If you were both unemployed, for example, you would get around £111 in Job Seekers Allowance in total - that's the minimum subsistence rate set by the government for a workless couple without dependents. This gives you an idea of the very low income thresholds that exist for means tested benefits.

In addition, if you were both unemployed (JSA), sick or disabled on on benefits like DLA or ESA (assuming a joint mortgage) then you would be entitled to the interest only part of the mortgage but this wouldn't kick in for 13 weeks and is time limited to 2 years depending on the type of benefifts you. This again gives you some idea of the limited, partial and delayed support for homeowners.

What led you to believe that your net earnings of around £470 per week would make you entitled to any benefits?

dktreesea

If you want benefits, you'll have to have children. For working people, that's one of the main points of the benefits system; i.e. to incentivise people on low incomes to start a family.

Elzmumof3

why do you need help when you have a combined inome of 28k??

Nada666

Elzmumof3 wrote: »

why do you need help when you have a combined inome of 28k??

Why do parents need help when they have incomes tens of thousands of pounds higher than that?

Elzmumof3

Nada666 wrote: »

Why do parents need help when they have incomes tens of thousands of pounds higher than that?

aimed at me as i asked why they needed help as a cchildless ouple with an income of 28k? I was merely asking why 28k isnt enough to live on for 2 people with no dependants.... Whatever!!!

dktreesea

Nada666 wrote: »

Why do parents need help when they have incomes tens of thousands of pounds higher than that?

The taxpayers don't make policy, just live with the consequences of it. Our benefits system is designed to favour child rearing households above all others. In Britain, if you earn well, as do the OP couple, and want benefits, you need to have children.

Ravenshade

dktreesea wrote: »

If you want benefits, you'll have to have children. For working people, that's one of the main points of the benefits system; i.e. to incentivise people on low incomes to start a family.

I'm sorry...people who can't afford to look after children are being incentivized... lemme go all Daily Mail on this. !!!!!!!?

barnaby-bear

Elzmumof3 wrote: »

aimed at me as i asked why they needed help as a cchildless ouple with an income of 28k? I was merely asking why 28k isnt enough to live on for 2 people with no dependants.... Whatever!!!

After tax in an area like London they could be on less than most on benefits with high rents. It may well be they would be eligible to register for social housing which long term might help them have an ok standard of life on a joint income that it low for some areas.

dktreesea

Ravenshade wrote: »

I'm sorry...people who can't afford to look after children are being incentivized... lemme go all Daily Mail on this. !!!!!!!?

It's socialism. We live in a socialist society, whereby everyone who wants to have children should be able to do so. If they can't afford it, others will pay the difference. From each according to their ability (to pay taxes), to each according to their need (to have children). Welcome to the land of the Welfare State. A place, where somewhere along the way successive governemnts decided our birth rate was below replacement rate, so legislated to try to undo this "selfish" state of affairs. To try to change a place where people would rather live the life of the hedonistic childless and free, instead of doing their bit to increase the population.

Hence our child benefit policies, - which have succeeded into changing us into a nation of avid breeders spectacularly well, to the point where we are on course to become to most populated place in Europe within our lifetimes.

I had to laugh at the ONS' estimates from a few years ago, of what our population would be by now at their highest growth estimates. They don't even come close to today's reality.