Credit Card Identify Theft

kazza85_2

My fiance has just found out that 2 Credit Cards have been opened in his name without his knowledge. They were both applied for and approved yesterday with BOS and Barclaycard.

Really quite a worringing situation and we have no idea how they obtained his information. The thing is both cards were going to be sent to our home address anyway so what would be the advantage of someone else applying for a card they would never have access to?

We are also in the middle of applying for a mortgage and don't want anything to ruin our chances of this. Does anyone know if the accounts were opened yesterday but cancelled today if this will show on his credit report?

InsideInsurance

How did you find out they were opened yesterday?

If they have been opened then you'll have the footprints on the credit file from the application and subsequently the two accounts showing. On the assumption it is fraud then the banks may be willing to delete both upon completion of their investigations.

They may also mark CIFAS to show you have been the victims of fraud which in itself wont prevent any credit applications from going through but may mean more checks are conducted to validate your identity.

James

Can I suggest that another more effective way to prevent this happening is to try the method on the link below:

Click here.


No one to date using the system has fallen victim to this sort of crime.

zerog

James wrote: »

Can I suggest that another more effective way to prevent this happening is to try the method on the link below:

Click here.


No one to date using the system has fallen victim to this sort of crime.

Does this really work? If it does you'll probably never get an instant decision on any applications again.

chanz4

James wrote: »

Can I suggest that another more effective way to prevent this happening is to try the method on the link below:

Click here.


No one to date using the system has fallen victim to this sort of crime.

never going to happen