Virgin mastercard as mule?

Hi, Can you use a Virgin mastercard as a "mule" I've got a new 12 months offer from LLoydsTSB but have a 0% balance on it for half my credit limit which is due to expire next week. If I use the 0% offer to transfer to my Virgin mastercard to give me a positive balance and then transfer into my current account so I can pay off Lloyds, will Virgin allow this and if so will they charge for it?
I miss my egg card!!



  • Good_Fairy_2
    Good_Fairy_2 Forumite Posts: 3 Newbie
    I would think this would work.
  • guesswho2000
    guesswho2000 Forumite Posts: 1,703
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    Nope, it's against the T&Cs of the card. It may work, but they may also block your card pending money laundering checks or similar.

    Better option would be to transfer the money from Virgin to current account first (as that card permits money transfers), thereby creating a debt, then BTing the "debt" to the LTSB card.
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