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Looking for the silver lining
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Sun_Addict wrote: »Could fit you in Mr SA's suitcase Beanie if he doesn't take 200 tshirts like he did last time LOL xx
Only 200:rotfl::rotfl::rotfl::pI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have a lovely weekend xx0
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Me too....please...we could all go clubbing together
:eek:
Have a great weekend SAMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sunday already. Last week was manic and I felt out of control it was hurtling by so fast. I don't like it when it's like this. I've totally lost the plot with the September Scrimping challenge but am climbing back on board for the final week.
So as last week went totally off plan, I've come up with a different way of looking at how I divide my budget up and in theory it's doable. 50% of income for bills and food, 30% for holidays and spends, 20% savings. All the monies come in next week so can make a fresh start. Need to do my finances later and square up the cc.
Yesterday had my hair cut then DS and family came and we went to a craft fair at the local pub. There were some lovely craft tables to keep the kids quiet and DGD had a ball making masks and Chistmas cards. DGS just tried to eat everything! Shame about the stalls though, nothing worth buying. Hardly anyone turned up and I did feel for them as the organiser was so enthusiastic.
Just hope my Macmillan coffee morning I'm organising at work on Friday goes better.
The plan for today is paint the bedroom ceiling, meal plan, do finances, clean upstairs, take dog on park and have a NSD.
Have a fab day everyoneI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Morning SA,
I totally can't even believe that we are almost at the end of September already :eek:. Will be 2018 before we know it.
Sounds like a nice chilled weekend for you, enjoy today and I hope next week slows down a bit xxMummytogirls x0 -
Here's to the shiny new budget plan!:beer:
You've a busy day ahead of you so I'll leave you alone!:D
SSG xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
The ceiling is painted, looks a bit patchy though so might need another cost. Mr SA thinks it'll look better when it's dry. He has just shuffled through the house with the paint tray dripping paint everywhere en route to the garden to hose it out :eek: Drips on my brand new expensive kitchen floor - luckily wiped up. He is so clumsy!
The dog's been on the park and I've done my finances ready for payday. There won't be any saving going off as need to clear off M&s card used to buy euros for Ibiza which will then be used again to buy euros for Lanzarote. Should be all square by November though.
Really need to get my Autumn/winter clothes out of the storage box this afternoon, it's that time again!I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Glad the ceiling is done, (it can look patchy while it's wet) and that the paint drips came off the floor :eek: My DH has got some paint drips on our kitchen floor and he doesn't have an excuse
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Summer clothes put away, apart from the ones I'm taking on holiday. Winter clothes out
Some things have gone in the charity bag, some in the bin.
Even though the bed was piled high with clothes, Mr SA annoyingly insisted on getting in it to watch TV, which made an easy job much more difficult than it should have been.
Putting my feet up with a coffee for a bit then have to make my soup for work lunches, do the ironing, clean upstairs then take the dog out again.
Sunday the day of rest - yeah right!I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sun_Addict wrote: »Sunday the day of rest - yeah right!
Yep, I hear ya...BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0
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