Car Finance Deals

unreal1ty_2

Hi, i am looking for a new car on finance preferably with 0 deposit and 0 finance. I have been having a look at chapelhouse but can't find a suitable car on their website atm. It needs to be eco-friendly with good MPG. Does anyone know of any websites that do these sort of deals?

TradePro

Please don't be suckered into 0% finance, it's almost always a con.

ChapelHouse in particular are very naughty, take a look at this;

http://www.chapelhouse.co.uk/used-cars/details/?vehicleID=46762&subID=101879

'0% finance' £189 x 60
= £11,340

Now, here is the exact same car (albeit incorrect library photo used), but 100% BRAND NEW
= £8,695!!

http://www.perrys.co.uk/kia-picanto-1.0-city-3-door/new-and-delivery-mileage/offer-199184-15033

Why oh why do people keep falling for these scams??

unreal1ty_2

Could you recommend anywhere else then? I'm willing to pay about 150-200 a month with preferably no deposit.

TradePro

You have countless options with that budget.

You could get a new or used car on standard HP up to around £9000-£10000 (assuming your credit rating is okay?), or perhaps a more 'expensive' car on a PCP deal if you preferred.

What are your criteria exactly?

unreal1ty_2

I want something that does good mpg 5 doors , smallish engine cheap insurance tax etc. I'm not sure my credit rating is good but I think it's okay.

forgotmyname

£150 - £200 for what car though? And for how long?

As mentioned 0% isnt free finance. They are making the money somewhere. So the car is overpriced by what they would make on a finance deal.

£2645 for the free finance. Thats more than i paid for my car.

unreal1ty_2

I'm not too fussed about what car i get. Just that it has to have the following; 5doors, good mpg, cheap insurance, 0 deposit and for around 150 pound per month over 3/4/5 years. preferably used so its not as expensive.

smithers1981

citroen c1 ticks all your boxes 5drs, good mpg, cheap tax, insurance and you can get a brand new one on a PCP for less than bottom end of your budget.

unreal1ty_2

I think the deposit might be too much on PCP

chieffy72

Should be able to pick up a brand new Fiesta Style from a dealer for under £180 on a 3yr PCP,no deposit.

geek1981

Nissan Juke for under £130.