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My 5 a Day way to becoming MF
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craftingmad
Posts: 3,341 Forumite


So a few years ago we decided that we were going to become mortgage free asap. We drastically reduced our mortgage by making overpayments and then the interest rates dropped so we decided to purchase some BTL properties in order to become our pension pot.
We now have two BTL properties to our name and have now decided to try and start clearing the mortgage on our house.
Having previously paid off lots on the mortgage and saved hard to get the deposits for the BTL's, I know how all the little things really add up so I have decided to motivate myself by starting my 5 a day challenge.
Each day I have to do a minimum of 5 things (no matter how big or small) to save / make money.
So lets start with today's offerings:-
7/3/13
1. Used Quidco for ink cartridge purchase (29p tracked)
2. Swagbucks - 110/90 today so daily target met :j
3. Wahoo Bingo - still playing as I type (so far only 2 bronze stars today)
4. Posted off 6 craft fair stall booking forms
5. Made Mother's Day cards from existing craft stash
I hope to update every day as long as time allows.
Like I said the little things really add up so hopefully this thread will keep me motivated and help to inspire a few others xx
We now have two BTL properties to our name and have now decided to try and start clearing the mortgage on our house.
Having previously paid off lots on the mortgage and saved hard to get the deposits for the BTL's, I know how all the little things really add up so I have decided to motivate myself by starting my 5 a day challenge.
Each day I have to do a minimum of 5 things (no matter how big or small) to save / make money.
So lets start with today's offerings:-
7/3/13
1. Used Quidco for ink cartridge purchase (29p tracked)
2. Swagbucks - 110/90 today so daily target met :j
3. Wahoo Bingo - still playing as I type (so far only 2 bronze stars today)
4. Posted off 6 craft fair stall booking forms
5. Made Mother's Day cards from existing craft stash
I hope to update every day as long as time allows.
Like I said the little things really add up so hopefully this thread will keep me motivated and help to inspire a few others xx
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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Comments
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Hi Craftingmad, welcome to MFW.
Can we have some more info on your mortgages, rates and terms please?Mortgage 1 Oct 11 - £118k @ 1.29%(BR+0.79) July 14 £118k
Mortgage 2 Oct 11 - £17k @ 3.19%(BR+2.69) July 14 £3k (£0 after offsetting)
Mortgage total Oct 11 - £135k July 14 £121k (£118k)
Reg Savers (6%) - July 14 £5.1k
ISAs - £0.6k
Santander 123 Acc (3%) - £5k0 -
HI Craftingmad, followed you from over on the 1% thread. Good luck, I shall be following with interest.
I never manage my food 5 a day but maybe you will help me keep on track with an MSE 5 a day.
One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
Hi,
Well managed my 5 a day again today:-
1. Entered insurance details for 100 Tesco Clubcard Points (worth £4)
2. Sent away for a free toothpaste sample
3. Ordered a sim card via Quidco for cashback (£1 tracked)
4. Went through DD list and got a few I can cancel
5. Swagbucks - only 17 earned today
6. Wahoo Bingo - 8 stars added to my totals
7. NSDMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I like the 5 a day idea but think I would fall sadly short of target very soon! Well done to you,
SquirrelPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
Where did you number 1 on your list?One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
youareallhelpingme wrote: »Where did you number 1 on your list?
Hi, found it on the freebies (no spend required) board on here xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I'll pop over and have a look.
Are you doing the £co and TCB new features where you get cash back on specific items you get in supermarkets. Its only been running a few weeks and I've already had back over £10 and I only bought things I needed rather than buy what was on their list!One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
youareallhelpingme wrote: »Are you doing the £co and TCB new features where you get cash back on specific items you get in supermarkets. Its only been running a few weeks and I've already had back over £10 and I only bought things I needed rather than buy what was on their list!
I'm not I'll take a look - thanks youareallhelpingme
Well I managed my 5 a day again yesterday:-
1. Wahoo BIngo (17 stars earned)
2. Swagbucks 87 / 70 target met
3. Sent for free dishwasher tablets found in freebies board
4. Went through mine & kids wardrobes and found lots of clothes ready for holiday to save buying everything new
5. NSD :j
Off to start todays 5 a day xxMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi Crafty
Your doing so well with your OP.
I cant find the 100 Tesco Clubcard Points on freebies Forum. Can you link it or should I go on the Tesco website?It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise0 -
Hello CraftingMad,
Just popped in to say hello! Those 5 a day things will soon add up
Try the 'no brainers' section on Quidco, they're usually pretty good!
What are your 5 things for today?0
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