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Black or White?

lifebeginstoday
lifebeginstoday Posts: 48 Forumite
edited 12 March 2013 at 9:57AM in Credit cards
Asking for a friend who is after a new (never applied for one) Virgin Credit Card. Is there any difference in the acceptance level between the two cards?

TIA

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Are you talking about the Virgin Atlantic Credit Card rather than just Virgin Money?

    TBH, no actual insider knowledge but looking at the benefits and the fact the black has a fair old fee I would suspect that there is not a significant difference in difficulty to get them.
  • JakeGreen
    JakeGreen Posts: 168 Forumite
    Part of the Furniture Combo Breaker
    Keep us posted on which card your friend chose and the acceptance level. I'm looking to apply for the Black Card myself. The higher rate of rewards compared to the white cards justifies the £140 annual fee... you do have to mainly use the AMEX card to reap the benefits though.
  • Just a quick update my friend has today received the Black Card and with a hefty limit compared to their other cards. Even with the fee it is still worth it for them due to the amount they will put through the card in expenses:j
  • JakeGreen
    JakeGreen Posts: 168 Forumite
    Part of the Furniture Combo Breaker
    What was the limit they got?
  • Just over 6K and they will probably put 2-3K a month through it:)
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