123 debt solutions friend or foe?!

Babyscam84

Please can someone help me?!
I had a very long chat with an advisor from this company, he seemed very helpful with regards to entering into an IVA. I did not provide any bank details or debit card numbers but they have sent me a pack via post which lists all the details we had discussed. However, since then I have seen so many bad reviews I am reluctant to sign with them and want to source an alternative company for help.
My main question is do I need to cancel anything formerly with 123 even though they do not have any bank details?

If anyone has any info, I really would appreciate it!

antonic

This firm ? http://www.123debtsolutions.co.uk/iva.htm

First things first ,

1) Do you HAVE to go into an IVA as it will cost you.

2) Have you tried a DMP first , using free providers like Stepchange, http://www.stepchange.org/ , Payplan http://www.payplan.com or Christians Against Poverty ? https://capuk.org/

3) Did they contact you , or were you referred to them, or did you just find them on the internet ? - however you found them , I would suggest you try one (or all) of the above free ones and exploring all options before committing to an IVA.

Good luck !.

tomotomo

dont use this company .. they are more trouble than its worth... just look at the reviews on internet... a lot of dodgy comments ... go to cccs or a free charity offering same services;).

tomotomo

Babyscam84 wrote: »

Please can someone help me?!
I had a very long chat with an advisor from this company, he seemed very helpful with regards to entering into an IVA. I did not provide any bank details or debit card numbers but they have sent me a pack via post which lists all the details we had discussed. However, since then I have seen so many bad reviews I am reluctant to sign with them and want to source an alternative company for help.
My main question is do I need to cancel anything formerly with 123 even though they do not have any bank details?

If anyone has any info, I really would appreciate it!

dont give your bank details at all to this company