Problem Insuring and Taxing 2 cars

System

Continuous insurance surely changes the rules of the game regarding DOC:

To use DOC the car has to be taxed.
If the car is taxed it requires insurance.
Temporarily allowing someone else to drive an uninsured car does not make the CAR insured to satisfy the continuous insurance requirement.

The requirement is that the CAR must be continuously insured, not that there exists someone in Britain who is insured to drive it under DOC.

dacouch

Clifford_Pope wrote: »

Continuous insurance surely changes the rules of the game regarding DOC:

To use DOC the car has to be taxed.
If the car is taxed it requires insurance.
Temporarily allowing someone else to drive an uninsured car does not make the CAR insured to satisfy the continuous insurance requirement.

The requirement is that the CAR must be continuously insured, not that there exists someone in Britain who is insured to drive it under DOC.

The car would not be uninsured if it was being driven by someone who has relevant DOC cover eg no exclusion on cars not insured.

The continuous insurance is not an issue for the driver, it's an issue for the registered keeper

Spiderham

dacouch wrote: »

I think you may be right, although I've heard of a couple of companies who state the car must be insured on the certificate. Think it may be Axa or Swift

Advice to Third Parties - Nothing contained in this post affects your right as a third party to make a claim...

Yeah I think I've heard about some insurers doing that too but (again if I recall correctly) there is a limit to the restrictions you can put on a certificate according to the Road Traffic Act.

flashnazia

dacouch wrote: »

The car would not be uninsured if it was being driven by someone who has relevant DOC cover eg no exclusion on cars not insured.

The continuous insurance is not an issue for the driver, it's an issue for the registered keeper

But what has all this got to do with the op's original query? Are you saying she is covered on both cars even though s/he owns both?

dacouch

flashnazia wrote: »

But what has all this got to do with the op's original query? Are you saying she is covered on both cars even though s/he owns both?

Correcting mistakes by other posters which could miss lead other readers