📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

123 Account overdraft

When appplying for 123 account I said I didnt want an overdraft facility. Account is open and paperwork has arrived but where overdraft details are shown is says (in many more words) that "we have checked with Experian and you don't qualify for OD" Do I need to worry that this could have an effect on my (clean) credit history?

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    When appplying for 123 account I said I didnt want an overdraft facility. Account is open and paperwork has arrived but where overdraft details are shown is says (in many more words) that "we have checked with Experian and you don't qualify for OD" Do I need to worry that this could have an effect on my (clean) credit history?

    Can't be that clean as you couldn't get an overdraft.
  • Didnt want an overdraft - i want the interest rate on my savings and cashback on direct debits
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.