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123 Account overdraft

DancingDragon
Posts: 44 Forumite


When appplying for 123 account I said I didnt want an overdraft facility. Account is open and paperwork has arrived but where overdraft details are shown is says (in many more words) that "we have checked with Experian and you don't qualify for OD" Do I need to worry that this could have an effect on my (clean) credit history?
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Comments
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DancingDragon wrote: »When appplying for 123 account I said I didnt want an overdraft facility. Account is open and paperwork has arrived but where overdraft details are shown is says (in many more words) that "we have checked with Experian and you don't qualify for OD" Do I need to worry that this could have an effect on my (clean) credit history?
Can't be that clean as you couldn't get an overdraft.0 -
Didnt want an overdraft - i want the interest rate on my savings and cashback on direct debits0
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