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SOA - Please Comment.
Comments
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you'll have to loose presents and social they wont be allowed
Thanks mysterio,
See, there's the rub. Advice from one place states that you can claim for social and prezzies, and other advice avenues advise you can't.
Is there a definite black and white example for setting out your SOA or is it up to the individual OR?
Most confused.
Thank for the comments anyway.Advertising has us chasing cars and clothes, working jobs we hate so we can buy crap we dont need!:think:0 -
To be honest looking at the figures I don't think the OR will quibble too much. There is large surplus for an IPA so £10 here or there will not make much difference0
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luvchocolate wrote: »Good morning Mr G everything looks ok to me, as you will have a large surplus for an ipa make sure you are on the right side and your amounts are enough and a true figure.
my or was really good and would not allow £25 for hair but moved £10 onto another area, they want to be fair so you don't get into debt again. xx
Morning, Choccers.
I have double checked all the figures and they are all to the penny, or nearest damn-it.
I'm not sure if there's anything else I could include (feel free to advise).
Agree about the IPA - £540 is quite large but if that's what's left then so be it. There's not much I can do about that.Advertising has us chasing cars and clothes, working jobs we hate so we can buy crap we dont need!:think:0 -
To be honest looking at the figures I don't think the OR will quibble too much. There is large surplus for an IPA so £10 here or there will not make much difference
Thanks for the comments, kepar.
Off the top of your head, is there anything else I could include, or any amounts that could be revised to benefit me?Advertising has us chasing cars and clothes, working jobs we hate so we can buy crap we dont need!:think:0 -
Grumpy_Shunter wrote: »Thanks mysterio,
See, there's the rub. Advice from one place states that you can claim for social and prezzies, and other advice avenues advise you can't.
Is there a definite black and white example for setting out your SOA or is it up to the individual OR?
Most confused.
Thank for the comments anyway.31.7.113 Social and entertainment expenses (amended April 2012)
No allowance should be included for social and entertainment expenses (e.g. cigarettes, alcohol, betting etc.) these should not be funded at the expense of creditors. Only in exceptional circumstances should the official receiver/trustee allow any flexibility concerning these expenses (see Annex D).
from here
http://www.insolvencydirect.bis.gov.uk/freedomofinformation/technical/technicalmanual/ch25-36/chapter31/part7/part4/part_4.htmFriends help you move. Real friends help you move bodies.
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you need
rent/mortgage
gas
electricity
council tax
water
contents/buildings insurance
tv licence
landline
mobile
internet
any tv subscriptions
public transport costs or
car tax
insurance
Mot/repairs
petrol
housekeeping
dentist (they allow £10 per person per month)
prescriptions (£8 pp pm)
opticians (£10 per p pm)
hairdressing (£10 per pm)
any childcare, school dinners, after school clubs
any insurance on household appliances etc
Off the top of my head i think thats everything0 -
it can vary so much I put £15 for dentist and same for opticians and £15 for my hair I think as long as you are honest they will understand0
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