Help Please - BG Refuse Credit Meter

TomAshford

Hello,

Apologies firstly if I am duplicating another thread but I couldn't find one addressing this question.

My partner and I purchased our first property on Dec 3rd 2012. Electricity is supplied by BG on a credit meter. Gas is also from BG but on a pre-payment meter. My other half put each of these accounts in her name.

Within a few days of the purchase she enquired about switching from pre-payment to credit meter for the gas supply but was informed that she had failed the credit check (she's never had a late payment in her life, and does have credit cards and now a mortgage). She was told that it is likely because she is a brand new customer and has no payment history etc. and that she can re-apply in 90 days. We have kept the meter topped-up and paid the one electricity bill we've had in this period on-time.

So, the 90 days has elapsed and she has been refused again. This seems ludicrous, all we want is a dual fuel direct debit for crying out loud!!!

Can anyone give advice as to how she, I or we can go about getting a credit meter. We have no loyalty to BG so if we can switch suppliers to get this we are happy to.

Thanks in advance,

Tom

Wywth

TomAshford wrote: »

Hello,

Apologies firstly if I am duplicating another thread but I couldn't find one addressing this question.

My partner and I purchased our first property on Dec 3rd 2012. Electricity is supplied by BG on a credit meter. Gas is also from BG but on a pre-payment meter. My other half put each of these accounts in her name.

Within a few days of the purchase she enquired about switching from pre-payment to credit meter for the gas supply but was informed that she had failed the credit check (she's never had a late payment in her life, and does have credit cards and now a mortgage). She was told that it is likely because she is a brand new customer and has no payment history etc. and that she can re-apply in 90 days. We have kept the meter topped-up and paid the one electricity bill we've had in this period on-time.

So, the 90 days has elapsed and she has been refused again. This seems ludicrous, all we want is a dual fuel direct debit for crying out loud!!!

Can anyone give advice as to how she, I or we can go about getting a credit meter. We have no loyalty to BG so if we can switch suppliers to get this we are happy to.

Thanks in advance,

Tom

I hope this helps
http://www.moneysupermarket.com/c/news/how-to-switch-from-a-prepayment-energy-meter/0014939/

Cardew

See if they will take an advanced deposit?

or Switch supplier to a company who will change meter for free.

ollski

Is she on the electoral roll?

macman

TomAshford wrote: »

Hello,

Apologies firstly if I am duplicating another thread but I couldn't find one addressing this question.

My partner and I purchased our first property on Dec 3rd 2012. Electricity is supplied by BG on a credit meter. Gas is also from BG but on a pre-payment meter. My other half put each of these accounts in her name.

Within a few days of the purchase she enquired about switching from pre-payment to credit meter for the gas supply but was informed that she had failed the credit check (she's never had a late payment in her life, and does have credit cards and now a mortgage). She was told that it is likely because she is a brand new customer and has no payment history etc. and that she can re-apply in 90 days. We have kept the meter topped-up and paid the one electricity bill we've had in this period on-time.

So, the 90 days has elapsed and she has been refused again. This seems ludicrous, all we want is a dual fuel direct debit for crying out loud!!!

Can anyone give advice as to how she, I or we can go about getting a credit meter. We have no loyalty to BG so if we can switch suppliers to get this we are happy to.

Thanks in advance,

Tom

You miss the point that a credit meter is potentially unlimited credit.
Have she checked her Experian file?
The other option is for you to apply for an account in your own name.

TomAshford

Thanks for everyone's responses. We are both now on the electoral register (we weren't when we first completed the sale).

I think we will sound out some other suppliers to see if they will give us a credit meter.

Wywth

TomAshford wrote: »

Thanks for everyone's responses. We are both now on the electoral register (we weren't when we first completed the sale).

I think we will sound out some other suppliers to see if they will give us a credit meter.

So did you buy the property in an cash a couple of months back?
I don't know of any mortgage company that would lend to someone that wasn't on the electoral register.

Joyful

Do be aware that if you have just been credit vetted for a mortgage and any other things to do with the new house that your credit rating will have decreased.

chanz4

Normaly suppliers are not fussy on credit meters,