Really optimising interest from banks

innovate

nearlyretired2004 wrote: »

looks like 3% ish might be available from Monday elsewhere ....

it's all speculation at this stage - - but it is more than unlikely that there will be a 3% instant access ISA (for less than £40K ISAs) anytime soon.

Alex92_2

Anyone know (before I send off these Halifax forms and go to branch) if I setup a new account and transfer it using their switcher service, will I be able to get £50 for Switching and the £5pcm ? (£110 total for year)?

If I can do this, when does the cashback get given to me?

I spent 30 minutes on the phone to them and spoke to two different people who didnt seem to know their left from their right and were no help at all..

edit: Spoke to a manager, she said that it is possible but was unsure on when exactly cashback will be paid. She didnt know if it was straight after transfer had completed, 1 month later or 6 months later.