Santander ISA's launch on 8th March

savetilibleed

savetilibleed wrote: »

Yes you only get to see that the maturity date is 1 May 2015 by going to the fact sheet. If you read the info from the website, you'd have the firm impression that it was fixed for two years, i.e. from the date you open the ISA.

Well I'm pleased with myself! 123 Current account opened via Quidco (first time of using - yeh I know!!!) late next day it appeared online. Day after I phoned Santander to open a 123 Exclusive Major ISA including arranging transfer from M&S fixed term ISA. All quite painless unless you include having to listen to the pre-recorded stuff. Just one more ISA to deal with with them then. Feel slightly uncomfortable that so much dosh is with Santander, but you have to do the best you can these days try to cast aside past hassles.

innovate

savetilibleed wrote: »

Feel slightly uncomfortable that so much dosh is with Santander, but you have to do the best you can these days try to cast aside past hassles.

As long as you stick below £85k (incl accruing interest) in any financial organisation that offers FSCS protection, your money is as safe as you can get. Santander UK offer FSCS. Don't listen to mal-informed people yapping about Santander being spanish because that is entirely irrelevant in the context.

Seamonster_2

When completing the Santander ISA transfer form, has anyone else had to enter an existing ISA a/c no. with more than 8 digits? If so, do you just enter the first 8 electronically and then add the remaining one(s) with a pen after printing the form?

savetilibleed

innovate wrote: »

As long as you stick below £85k (incl accruing interest) in any financial organisation that offers FSCS protection, your money is as safe as you can get. Santander UK offer FSCS. Don't listen to mal-informed people yapping about Santander being spanish because that is entirely irrelevant in the context.

Yep I'm OK as far as the limit is concerned - and realise it is a UK bank as far as UK is concerned.

new_girl

on looking at the application form for 2.5% direct Isa it says you cannot tranfer an existing Santander cash Isa so does that mean i cannot open this up to transfer my Santander Isa at 3.3 % which finish on 25th April or can i open it up and transfer after that date and also put in my 2013/14 allowance after 6th april this year

innovate

new_girl wrote: »

on looking at the application form for 2.5% direct Isa it says you cannot tranfer an existing Santander cash

Where does it say that? All I can find is

Existing Santander Cash ISA customer? - Call 0845 600 0181 or visit a Santander branch. Apply now to upgrade to this cash ISA account.

Source: http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237851469036&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

EDIT: seems they also have an internal ISA transfer form now: http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223428158906&cachecontrol=immediate&ssbinary=true&maxage=3600

innovate

Seamonster wrote: »

When completing the Santander ISA transfer form, has anyone else had to enter an existing ISA a/c no. with more than 8 digits? If so, do you just enter the first 8 electronically and then add the remaining one(s) with a pen after printing the form?

I think you leave the account number blank and enter all the digits into the "Roll Number" field.

adewalton

Hi,
I have this question?
Its not about the ISA but the 123 account so I hope its ok to post on here?

Trying to work out which pays the best interest?

The 123 account with a balance of around £5K
OR
eSaver issue 6 monthly interest with bonus till Aug 2013?

Think the 123 is around 3% monthly (not sure if this is 100% correct) but cant seem to find much about the esaver issue 6 monthly interest rate?

Thanks in advance,
Ade

new_girl

innovate wrote: »

Where does it say that? All I can find is
Source: http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237851469036&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

EDIT: seems they also have an internal ISA transfer form now: http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223428158906&cachecontrol=immediate&ssbinary=true&maxage=3600

thanks it appears when you click on to apply now but have looked at your internal transfer application so can do it from that

innovate

adewalton wrote: »

Hi,
I have this question?
Its not about the ISA but the 123 account so I hope its ok to post on here?

You are right, not the best thread to ask..............but anyway, from an interest rate point of view, it's 6 in one and half a dozen in the other, both are 2.96% monthly.
http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223430801259&cachecontrol=immediate&ssbinary=true&maxage=3600