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Skype

I am using MSN messenger which is closing soon, I was thinking of loading Skype to communicate to friends via computers, I am told there is one hour free per MONTH and if I go over that there is a charge, I would not be talking just typing, but someone else is telling me it is free, is there someone who can confirm which is correct. Perhaps in the future it would be nice to see the person and talk, so is there a charge for this?

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