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Halifax tmp insurance question please..
Ruby_woo
Posts: 460 Forumite
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Thanks
Thanks
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Comments
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Unfortunately, the only way you can establish this is by reading your policy documentation.
I take it "TMP" is some form of payment protection?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thanks kingstreet x0
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It is possible.
Sadly, terms and conditions change and they also vary from one provider to another, so you can only rely on the documentation which accompanied the sale of your contract.
If you don't have a certificate of insurance, schedule and policy booklet, I'd request these from the insurer when you speak to them.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thank you kingstreet.0
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I take it "TMP" is some form of payment protection?
Its Halifax's own brand multi-segment protection policy. It can offer life assurance, CI cover, MPPI and PHI in any combination.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
We have crit ill, redu, sickness and life cover. Do you know anything about my initial question? X0
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We have crit ill, redu, sickness and life cover. Do you know anything about my initial question? X
No. The terms would be specific to your policy and version held (these types of products get tweaked over the years and in effect you can end up with a version 1, 2, 3 etc and it can depend on what version you are on).I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Thank you, that makes sense, back to the paperwork x0
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