Car insurance quote shock

vickssinex

Found myself on the car insurance renewal merry-go-round this week and ran a few quotes through Direct Line, More Than and Swiftcover, etc. That was last Saturday. Then I tried the same sites for new quotes on the Sunday, and found they were all dearer! Same details, excess etc. I queried this with Direct Line and they told me that yes, the quotes vary day to day, but they would honour the first quote if I wanted it.

Didn't take up their kind offer in the end, but I just thought I'd mention it here as something for us money savers to bear in mind.

analyst_2

Go back and change some details, you may be amazed at what can happen. That's the great thing with these on-line forms.

For example, I once discovered that by reducing my excess, my quote actually came down.
Someone else reported that by increasing their projected annual mileage, their quote came down.

Who knows, maybe if you insure your rusted old Moggie Minor for £100,000 they may even pay you for the privilege.

forgotmyname

By doing multiple quotes the system assunes your trying to manipulate the system, Finding out what answers give the best price.

So the prices actually increase where they may have been cheaper if it were a 1st quote.

Its been mentioned many times on here.

Also to the above sillt changes that have the opposite effect.

Have a claim free record? Add an accident prone driver, Adding someone with 3 or 4 accidents in the last 5 years reduces the premium on my claim free policy?? MAD.

Quentin

analyst wrote: »

Go back and change some details, you may be amazed at what can happen. That's the great thing with these on-line forms.

For example, I once discovered that by reducing my excess, my quote actually came down.
Someone else reported that by increasing their projected annual mileage, their quote came down.

Who knows, maybe if you insure your rusted old Moggie Minor for £100,000 they may even pay you for the privilege.

Don't use your true id when playing with quotes like this!

analyst_2

Simply delete the cookies for the relevant company or comparison website.

Have a claim free record? Add an accident prone driver, Adding someone with 3 or 4 accidents in the last 5 years reduces the premium on my claim free policy?? MAD.

Now, you are just being silly, aren't you?

You can believe what you like, its no skin off my nose. All I can tell you is that it brought my quote down and that's that. It made me smile at the time, just as it is now, as I write this.

I may come back here some time at the end of June, when I shall try the same again. Don't hold your breath though, I shall probably forget about this post.

Spiderham

analyst wrote: »

Simply delete the cookies for the relevant company or comparison website.

Not necessarily going to work, several insurers store the quote details when people get quotes and use these for comparison so it's on their computer not yours.