Lloyds tsb silver account

afternoon all,

i have a lloyds tsb silver account, £9.95 a month it comes with the benifits of phone insurance and AA cover.

If i was to claim on either would there be anything to stop me switching / downgrading / closing the account? or would i then be tied in for a set amount of time?

Thanks.
Colin.

Comments

  • dr_adidas01
    dr_adidas01 Posts: 2,148 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    afternoon all,

    i have a lloyds tsb silver account, £9.95 a month it comes with the benifits of phone insurance and AA cover.

    If i was to claim on either would there be anything to stop me switching / downgrading / closing the account? or would i then be tied in for a set amount of time?

    Thanks.
    Colin.

    I should imagine your claim would only be covered for as long as you had the silver account.

    So if you claimed one week then a week later downgraded or closed the account, I should imagine Lloyds TSB are well within there right not to deal with your claim any longer as you won't be covered by the account benefits.
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ...

    So if you claimed one week then a week later downgraded or closed the account, I should imagine Lloyds TSB are well within there right not to deal with your claim any longer as you won't be covered by the account benefits.
    I don't think so. If the claim was submitted while the policy was active they must keep dealing with it.
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