Would section 75 cover a horse?

chattychappy

eddddy wrote: »

s75 doesn't give you any additional warranty or improved contract terms,

Yep, people often get that wrong.

eddddy wrote: »

it just provides extra refund protection.

Yes. Essentially it ropes the CC in such that they stand shoulder-to-shoulder with the merchant in whatever you have agreed.

This could involve refunds, or compensation ("damages") if the contract isn't performed properly. The amount you can claim from the CC isn't limited to the amount of the transaction or what you paid on the credit card.