How to avoid fine for insurance?

rtho782

Government also decides that I need to insure a car that isn't being driven, even though it is the driver that is insured and not the car anyway.

HappyMJ

rtho782 wrote: »

Government also decides that I need to insure a car that isn't being driven, even though it is the driver that is insured and not the car anyway.

Can you not find a mate with some land on which you can store this car for a short period of time? How about hiring a garage for a month or two and store it in a garage? My local council rents garages out for £15 a month.

Aretnap

The legislation says it must not be kept on a public road. Your driveway is not a public road, even if it doesn't have gates. It's probably not even a public place for the purposes of the Road Traffic Act (a separate question, and the one I assume Spacey's thinking of) as it's very unlikely that it is in practice used by the general public.

Aretnap

rtho782 wrote: »

Does anyone know the legal definition of "on the road"?

If I put it on bricks and remove the wheels, it is not touching the road, so it can be SORNed?

No. That one's been tried.

In Holliday v Henry [1974] RTR 101, a case under the Vehicles (Excise) Act 1971, the respondent kept his car on a road, with a roller skate under each wheel, contending that by this device the car was not "on" the road. The Divisional Court allowed the prosecutor’s appeal, stating that it was perfectly clear that, for the purposes of the 1971 Act, the vehicle was on the road.

The roller skates were a nice touch though.

Rover_Driver

spacey2012 wrote: »

It has to be off the public highway, the highway is anywhere the public have access to.
So in your drive behind closed gates or the fenced area of your property "Curtilage " or a private car park which can not be driven in to by way of barrier or clear boundary markings.

Nothing to do with public highway, public access, gates, barriers etc.
For SORN to be valid, the vehicle must not be used kept on a public road - a road repairable at public expense, (or in Scotland, a road that the roads authority have a duty to maintain).

thenudeone

rtho782 wrote: »

Government also decides that I need to insure a car that isn't being driven, even though it is the driver that is insured and not the car anyway.

.. But as long as there is a motor insurance policy relating to a car, that insurer can be forced to pay out for any damage/injuries, even if the driver wasn't insured and even if the car was stolen at the time. .. which reduces the claims on the MIB uninsured drivers fund ... the fund which is which is paid for by all motorists with insurance....which ultimately means that the law on continuous insurance policy WILL reduce insurance premiums for drivers who are careful with their cars and careful about who they allow to drive them.

It may not exactly be fair but at least it's less unfair

Prepare for flaming....

rtho782

thenudeone wrote: »

.. But as long as there is a motor insurance policy relating to a car, that insurer can be forced to pay out for any damage/injuries, even if the driver wasn't insured and even if the car was stolen at the time. .. which reduces the claims on the MIB uninsured drivers fund ... the fund which is which is paid for by all motorists with insurance....which ultimately means that the law on continuous insurance policy WILL reduce insurance premiums for drivers who are careful with their cars and careful about who they allow to drive them.

It may not exactly be fair but at least it's less unfair

Prepare for flaming....

So instead of a separate fund, funded by insurers from premiums, the cost of which impacts all motorists, we now skip the fund, charging insurers directly, who will of course pass on costs to policyholders. Pointless.

Meanwhile my car for no particular reason has to be insured to sit at the side of the road, whereas it wouldn't if it was on my driveway. Makes no sense.

Aretnap

To be fair, if someone left a rusty old banger on my road, and the handbrake cable snapped and it rolled down the hill and hit my car, I'd want him to have insurance.

rtho782

Aretnap wrote: »

To be fair, if someone left a rusty old banger on my road, and the handbrake cable snapped and it rolled down the hill and hit my car, I'd want him to have insurance.

But if it rolled off his drive into your car parked opposite, it would be ok?

Angry_Fanboy

rtho782 wrote: »

Does anyone know the legal definition of "on the road"?

I love this sort of weasley attitude.

You know what it means, I know what it means, they know what it means.

As if lifting the car an inch off the tarmac is the solution.

Give me strength...