Car Finance

jonboy35

Hi guys,

I am needing to get a newer car i am currently driving a 12 year old car,

I can afford monthly repayments, am in permanent secure employment and have a stable address history.
my budget is 250.00 a month

the problem is no one will help, i have had bad credit in the past , I am not bankrupt and no IVA's or anything, my debts are being paid monthly

can anyone recommend a company i could turn too?

davie24

No experience of them,but a quick google throws up http://www.carloan4u.co.uk

forgotmyname

Save up for 10 months and buy something newer?

With a poor credit history cheap loans are not going to be on the table.

Anyone want an 05 plate ford focus for £7700 ?? I know someone who did this recently, One of those bring a wageslip and drive away places.

Good credit maybe around 6% but a few bad marks could see that at 33% or 49% or worse...

£7000 over 5 years with good credit £135. Tick the poor credit box and your looking at £215 at 33% or so..

If your on a debt management plan or paying a reduced amount because you cannot afford the full amount they will be rather annoyed at you obtaining more credit.