Will we be "intentionally homeless"?

HappyMJ

mark86 wrote: »

It says there in the link you showed, Band E is £1,963.59 So over 10 months is around £196, what I pay. :P Includes waste and water charges.

Exactly it includes waste and water charges. Which in England and Wales would be another separate bill of about £40 a month. Can you move to a lower rent and therefore lower banded property to save some money?

I can't see you being pushed up the priority levels very easily by moving in with family than being asked to leave.

You need to pay whatever rent you can afford and then wait until the landlord takes action to evict you. You cannot just hand in your notice or stop paying rent in its entireity.

BigAunty

mark86 wrote: »

It says there in the link you showed, Band E is £1,963.59 So over 10 months is around £196, what I pay. :P Includes waste and water charges.

Ah, forgive me. You are quite right, I didn't see that column. Sorry for misreading this. I hope that Glasgow Council will introduce a 12 month payment period for council tax like some other councils so that it helps with people's personal budgets. Virtually all other bills can be paid over a monthly cycles in 12 periods so its a shame that the local councils cant do this.

mark86

HappyMJ wrote: »

Exactly it includes waste and water charges. Which in England and Wales would be another separate bill of about £40 a month. Can you move to a lower rent and therefore lower banded property to save some money?

I can't see you being pushed up the priority levels very easily by moving in with family than being asked to leave.

You need to pay whatever rent you can afford and then wait until the landlord takes action to evict you. You cannot just hand in your notice or stop paying rent in its entireity.

Private let's in my area are never below £450 at best. They maybe show up every few months or so? Plus it would have to be unfurnished. Essentially, we've been looking for a new flat since before Christmas, but nothing has came up in our price range. Plenty of £500+ but thats not what we want.

We'll have to look over our spending and see if there is indeed anyway to cut back..

Okydoky25

Are you paying the correct band for your CT. Im not sure if Scotland is different but I am Band E in a 5 bed detached. You say you are in a 2 bed flat?

Okydoky25

Also look into reusable Nappies. Great for the environment and saves you hundreds.

RAS

mark86 wrote: »

Private let's in my area are never below £450 at best. They maybe show up every few months or so? Plus it would have to be unfurnished. Essentially, we've been looking for a new flat since before Christmas, but nothing has came up in our price range. Plenty of £500+ but thats not what we want.

We'll have to look over our spending and see if there is indeed anyway to cut back..

What is the LHA rate for your area? For a 2 bedroom property?

beecher2

Suggest moving to a band C property in a cheaper area and contact GCC to see if you can pay over 12 months. Chances are that a cheaper private let will be in a better area than the emergency accommodation GHA would provide you with if you present as homeless.

I'd definitely post a Statement of Affairs on Debt Free Wannabee

mark86

MissMoneypenny wrote: »

Lets put it another way.

You ask the welfare state for money as you and you OH don't work enough hours to keep yourselves or your child without benefits. Income based JSA claimants ask the state for welfare money as they don't keep themselves either.

I assume the JSA claimant will find a job as their cash benefits are very low; but you and your OH are unwilling to work full time as you don't want to lose your benefits. Yet somehow, you think the JSA claimants are the "benefit scroungers". Did you know that Tax Credits is our 3 most costly benefit?

No no, what I said was, I'm being given the choice to either work part time, and get a little tax credits, and not put my girl into a private nursery

Or work full time, no tax credits, not see my girl as much and still have to pay most of the nursery costs. I'd rather the first choice.

If the council/government can guarantee i get back most or all the nursery costs then yeah. Let me go back to work full time. If not, i'd rather not worry about how to pay a £800 nursery bill every month. Hell, even getting back half the money still leaves me with £400 to pay, that's half my full time wage. But they can't do that until she is already in a nursery.

I read somewhere glasgow council can only pay up to 70% of the costs. Thats the best case scenario. Not really worth it when on a low paid job.

mark86

Okydoky25 wrote: »

Are you paying the correct band for your CT. Im not sure if Scotland is different but I am Band E in a 5 bed detached. You say you are in a 2 bed flat?

The block we are in was built 6 or 8 years ago? I dont know if the age of the building that makes a difference, or if its location, or both.. Then again, CT doesnt really make much sense. They just went round and slapped random letters to streets back in the day to fix it.

mark86

RAS wrote: »

What is the LHA rate for your area? For a 2 bedroom property?

Not a clue, i hadn't even heard of LHA before today, or how to apply for it.