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House share (professionals); insurance?

This one seems a bit confusing, and my previous insurer (Swinton + their local Worcester office) have been USELESS.

I've recently moved into a house share of working professionals and I need to insure my possessions.

We are all completely unrelated, with seperate tenancy agreements and have seperate locks to our rooms, with a shared communal kitchen, living room and bathroom. None of us are students.

I take it we do need our own policies and can't get a single one for the whole property?

Otherwise; how specialist a requirement is this and can anyone recommend where I should seek quotes?
Is it something covered by any of the comparison sites?

Thanks for any advice.

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Even "professionals" have been known to nick their housemates milk from the fridge.

    Google tenants contents insurance or avoid Swinton and try a proper local broker.
  • forgotmyname
    forgotmyname Posts: 32,952 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Students or not, The brokers / insurers that students use maybe your best option.

    Just because people have money doesnt stop them wanting more of it. Especially when its easy pickings.

    Look how many managers have had their fingers caught in the kitty.
    Censorship Reigns Supreme in Troll City...

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Students or not, The brokers / insurers that students use maybe your best option.

    Just because people have money doesnt stop them wanting more of it. Especially when its easy pickings.

    Look how many managers have had their fingers caught in the kitty.

    My favourite fraud case...

    http://www.independent.co.uk/news/five-years-for-the-man-who-had-it-all-1318165.html
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