Mortgage for a Concrete Construction Property?

Bad_Whippet

First-post newbie here - was just browsing before spotting this thread...

I have a non-standard property (clay, stud and timber) and the Cheshire gave me a decent fixed rate mortgage (fixed for 25 years at 4.99%, though rates will have increased now and will be something over 5% - can't remember what the fees were, but they weren't unreasonable). I found them through the Period Property web where forum members named the Cheshire as one of several building societies to consider various non-standard construction buildings.

Col.Mastard

Bad_Whippet wrote: »

First-post newbie here - was just browsing before spotting this thread...

I have a non-standard property (clay, stud and timber) and the Cheshire gave me a decent fixed rate mortgage (fixed for 25 years at 4.99%, though rates will have increased now and will be something over 5% - can't remember what the fees were, but they weren't unreasonable). I found them through the Period Property web where forum members named the Cheshire as one of several building societies to consider various non-standard construction buildings.

Did you go through a broker?

Many Thanks

keyser123

Bad_Whippet wrote: »

(fixed for 25 years at 4.99%, though

Fixed at 4.99% for 25 years? That is a good deal!

Col.Mastard

keyser123 wrote: »

Fixed at 4.99% for 25 years? That is a good deal!

Especially on a non-standard construction

UK007BullDog

Call Ekins Surveyors as well and ask them which lenders lend on them, or have lent on them in your neighborhood. Plus go to a broker because some of the lenders mentioned above are subprime lenders and you dont really want those unless it cannot be helped at all.

havekidsamskint

I live in a "poured concrete" house if this is the same thing?

My mortgage is with Birmingham Midshires, part of HBOS. Build of property was not an isue, however credit rating was:eek: