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zopa.com money lending exchange

Just read about this site:

http://news.bbc.co.uk/1/hi/programmes/click_online/6623267.stm

https://www.zopa.com

Its very very strange.. people lend money to each other over it with lower interest rates than banks etc.. Seems quite safe if its on the bbc

would this be a good way of investing and making money over time?
[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate
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