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CTF-where to put it:Pls Help

hi everyone,

Ive had the CTF voucher for almost 9 months now, i really need to do something with it :confused:

I want to put it in to an account where i'll get freebies with no strings-i.e. you have to put X amount in each month. I have no plans on adding any money into the CTF account as we already have other accounts for our children. I know that Natwest is giving a voucher book, but you have to spend a fortune just to use one vouchers.:eek:

Can someone help?

Many thanx

Jazmin

Comments

  • dipsomaniac
    dipsomaniac Posts: 6,739 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If the other accounts are for long term savings I would look at re-directing those into the CTF and open an account with The Childrens Mutual. You will have to make regular monthly contributions but will have access to some good fund managers.
    "The Holy Writ of Gloucester Rugby Club demands: first, that the forwards shall win the ball; second, that the forwards shall keep the ball; and third, the backs shall buy the beer." - Doug Ibbotson
  • dunstonh
    dunstonh Posts: 120,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Dont buy a CTF on a cheap gimmick like vouchers. Get it invested and working for your child.

    If the provider needs to offer a gimmick then it tells you something about their business levels. (not enough).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • jazminkennedy
    jazminkennedy Posts: 123 Forumite
    hiya,

    i have absolutely no plans in putting any money into the account-my son can do whatever he likes with the £250 when he is 18 but the money im saving for him-i get to choose :D

    i dont believe in interest so thats not a factor for me. I'm happy with the £250 and anything i can get at this present time is a bonus :j
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