GAP charged me £34 for nothing!

antrobus

terra_ferma wrote: »

.... The USA are on a different time zone, it makes sense that they can't deal with it until offices open, doesn't sound like they are trying to make up excuses.

GAP European HQ is in the Midlands somewhere (Rugby I think). No idea of GAP's exact corporate structure, but I doubt that UK debit card processing is dealt with back at US command central.

dalesrider

antrobus wrote: »

(Scratches head)

Nope. Sorry. Can't think of any "tax purposes" why any business would have to keep the card details relating to a particular sale. Why do you think HMRC would be interested in the card details, and what do you think they'd do if they had them?

Just curious.

For proof should the tax man come knocking on the door saying you are fiddling the figures.
Remember a retailers till roll has the full card number on it. I would expect that most retailer will store these for at least a certain period of time and not destroy straight away. Simple auditing would say at least 12 months in case some transactions have been missed.

Either way so long as the details are secured, a retailer can keep any data they see fit.

6 years drops nicely to statute of limitation.

There is also the other option that it is GAPS merchant bank that have slipped up and applied that days processing tape again.
Happens quite often