loan advice

Mfox2012

JChaps86 wrote: »

I appreciate your replies. Might be a better idea to replace the gearbox in my car and cross my fingers and hope nothing ese goes wrong with it

Yeah replace the gearbox, contact council get on electoral register. try and get the credit card paid off and closed and no more credit searches. You will then see that credit score increase over the next year if you do these things over the year.

somethingcorporate

stephane wrote: »

£48000 per year.....only can afford £1700 for a car....sad really!!

Our household income is over £130k pa yet I've never paid more than £1,600 for a car.

What's the point? I'd rather spend my money on stuff that is actually important.

I'd rather save it, invest it for my or my family's future or spend it on things I actually need and provide reasonable value for money.

tonycottee

Surely value for money and what is important is subjective though? I bet there are plenty of things that you buy that others would consider a waste of money.

somethingcorporate

tonycottee wrote: »

Surely value for money and what is important is subjective though? I bet there are plenty of things that you buy that others would consider a waste of money.

Absolutely agree they are subjective - completely agree.

I tend not to spend anything, my wife controls it all