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Halifax plc bank closed my account?
rebin123
Posts: 98 Forumite
in Credit cards
I had account with Halifax for about 7 years... and I do use my account to buy stuff from china. I didn't had any issue with them. When I transfer 10000 pound to a china account company money has gone from account but today I couldn't access my bank I did called them and they told me they closed the account because off fraud assessment I don't know why and I haven't done anything wrong... I do buy and sell on ebay and local. Can someone tell me why they close the account and well this effect my credit history.
Is the money gone to china or they sized.. they can see where the money come from all from paypal. .
Thank you
Is the money gone to china or they sized.. they can see where the money come from all from paypal. .
Thank you
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Comments
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They do have the right to close your account for any reason they see fit, they also have a legal obligation to fully investigate any suspicious transactions.
Check with the recipient whether the money has been recieved. If not you may need to provide Halifax with proof of your ID, where the £10,000 originated from, and proof of your links to the recipient. Either this or they may simply hold on to the funds for a while pending Anti Money Laundering investigations.
I wouldn't try to have the account re-opened though, they aren't likely to entertain such an idea.
It shouldn't negatively affect your credit rating.
Apply for another account with another bank that isn't part of Lloyds Banking Group as soon as possible.
HSBC might be a good bet.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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They do have the right to close your account for any reason they see fit, they also have a legal obligation to fully investigate any suspicious transactions.
Check with the recipient whether the money has been recieved. If not you may need to provide Halifax with proof of your ID, where the £10,000 originated from, and proof of your links to the recipient. Either this or they may simply hold on to the funds for a while pending Anti Money Laundering investigations.
I wouldn't try to have the account re-opened though, they aren't likely to entertain such an idea.
It shouldn't negatively affect your credit rating.
Apply for another account with another bank that isn't part of Lloyds Banking Group as soon as possible.
HSBC might be a good bet.
I have toke the remaining money was 340 pound also they send a latter so let hop nothing to worry. I used to pay with PayPal like 5000 pound few times nothing was happend. Prove I can give as much prove they want.. Thank you0 -
bengal-stripe wrote: »Was this a business or a personal account? If it was a personal one, it cannot be used for business purposes.
Well just start doing business it was personal account. It say money transfer to abroad. I can give as much prove they want.. Thank you0 -
Well on the online mini statement says
19 Feb 13 FORGN PYT226253**** TFR0 -
They do have the right to close your account for any reason they see fit, they also have a legal obligation to fully investigate any suspicious transactions.
Check with the recipient whether the money has been recieved. If not you may need to provide Halifax with proof of your ID, where the £10,000 originated from, and proof of your links to the recipient. Either this or they may simply hold on to the funds for a while pending Anti Money Laundering investigations.
I wouldn't try to have the account re-opened though, they aren't likely to entertain such an idea.
It shouldn't negatively affect your credit rating.
Apply for another account with another bank that isn't part of Lloyds Banking Group as soon as possible.
HSBC might be a good bet.
Sold few things on eBay and transfer the money from pp to my bank the money is from pp.. I have checked they say it take 2 to 3 days well see thank you0 -
You might want to look at the thread I started regarding the issues we had with the Halifax's new parent company.
Lloyds and my wife the money launderer
Perhaps their draconian policies are propagating down to the companies they own now?• The rich buy assets.
• The poor only have expenses.
• The middle class buy liabilities they think are assets.0 -
Sold few things on eBay and transfer the money from pp to my bank the money is from pp.. I have checked they say it take 2 to 3 days well see thank you
Buying items from china and putting them on eBay surely that is a crime itself as 99.9% of stock that leave the south china seas are fake.
Designer clothes,watches,CDs, computer software, foreign cigarettes, medicines, watches, wines, auto parts, books, jewelry, Marlboro cigarettes, Sony Walkmens, Maxell tapes, Apple I-pods, Sony Playstations. Rolex watches, Coca-cola, Pabst beer, "Chrysler" jeeps, fake train tickets,gold,handbags,headphones,the list would be huge if I carry on.0 -
BugsyBrowne wrote: »Buying items from china and putting them on eBay surely that is a crime itself as 99.9% of stock that leave the south china seas are fake.
Designer clothes,watches,CDs, computer software, foreign cigarettes, medicines, watches, wines, auto parts, books, jewelry, Marlboro cigarettes, Sony Walkmens, Maxell tapes, Apple I-pods, Sony Playstations. Rolex watches, Coca-cola, Pabst beer, "Chrysler" jeeps, fake train tickets,gold,handbags,headphones,the list would be huge if I carry on.
What are you talking about I don't sell any fake or clone or even oem products..surly everything is made in china most off the things you buy is made in china from clothes to electronic stuff. It is not a crime to buy and sell from china0 -
What are you talking about I don't sell any fake or clone or even oem products..surly everything is made in china most off the things you buy is made in china from clothes to electronic stuff. It is not a crime to buy and sell from china
Yes most everyday things are made in china but for profit whatever way you look at it eBay + China = Fake.
eBay is fraudsters paradise and they get away with it.
Not saying you I'm taking about the other 99.99999%0
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