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Catriona's Credit Card Countdown

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  • Thank you Lou x
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • So, last day of work in 2015. It feels good to know that I have 16 days of rest now!

    Money wise, it has been a little bit spendy. Not sure yet how much, but I reckon quite a bit. Will tot it up over the weekend.
    Pressies all bought, except for one or two.

    Returned some shopping today, so that means quite a bit of my credit card bill is being paid back to me. All good. I have done ok with the pressies, good balance between being spendy and thrifty. I got my mum one special present and the rest are just bits and pieces.wanted to do that for mum for ages, so just went for it. Think she will be happy.

    I have been so busy, my room is a tip.

    L2 has moved out, I'll do room inspection tomorrow morning. L1 leaves for Xmas tomorrow, and I don't fly until Monday morning, so 2 days of bliss. I'll enjoy it very much, I'm sure!

    Pay day is on Monday, which is very handy! Can't wait!

    Other than that, not much to report in terms of money. Still to be calculated.

    Dating update is that I have been on about 5 dates with a guy who seems nice, but I struggle with the attraction. Not that he's unattractive.
    I went on a new date on Tuesday and Thursday. Both nice guys, but I was only really attracted to Thursday's guy. I seem to only attract very effeminate men, what is wrong with me?!

    I am about to make a big mistake also, and see my ex on Sunday. Still undecided about that. I am far enough removed now that the pain is subsiding. I think I'm a masochist for wanting to see him again.

    Maybe I should see Thursday's guy who I like and who, it seems, like me.


    Practical things to sort out first though. Carpet cleaning tomorrow morning and then I'll have to do a bit of a clean of the house in general.
    Then I'll enjoy spending Sunday here. Lovely! Can't wait!!!

    I will go and read everyone's diaries tomorrow, as it's so late now. Goodnight all.
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a lovely time. ��
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Only a brief update from me.
    Looks like we have a new lodger from Feb onwards. She seems lovely and much better organised than the last one.

    In sad news I had to finish it with a very very good man I've been dating. There was just no chemistry there for me. I'm gutted, as we could have had a good life together, he was very kind and we would have got on. What can you do. I have tried hard for the last 2 months.

    Finances suffered over Xmas, but now with two lodger's again, I should be able to be back to normal at the start of February, and start bringing that figure down again!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • Bookmarking so I can subscribe once on laptop as can't find how to on mobile
    Student nurse 2018 to 2020
    Debt: DMP (with Payplan) £8194 - 6.6 years left
  • Rosylee
    Rosylee Posts: 201 Forumite
    Cat you are doing so well. It won't be long now before you are debt free! Wishing you a Happy New Year!
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Here is to 2016 :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bookmarking so I can subscribe once on laptop as can't find how to on mobile

    Welcome H10P! :j

    I'll pop round to your diary after I've reduced my slight hangover!

    All the best for debt reduction in 2016!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • catriona79
    catriona79 Posts: 855 Forumite
    Rosylee wrote: »
    Cat you are doing so well. It won't be long now before you are debt free! Wishing you a Happy New Year!

    Hey Rosy,

    Happy new year to you too! It's going to be a good one for us all on here, I know it! The hardest thing is to begin, we are now heading in the right direction.

    And thanks for the encouragement, I am determined to do it this year, and stay out of debt too.
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • catriona79
    catriona79 Posts: 855 Forumite
    So, New Year 2016!

    Exciting new beginnings, and hopefully much good to happen for all of us.

    I'm not really into New Year's resolutions, but I do hope everyone on here keeps their motivation up and that we achieve what we set out to do!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
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