Are Student loans credit checked?

kerry87_2

I have applied to study 3 modules with the open university this year but have really bad credit.

I have never been a student before and I am 26 years old.

Are Student loans credit checked?

I have applied to student fianance England and I am going to send off my birth certificate next week as they need this evidence before they can fully process my application.

Anyone had any dealings with SFE?

Thanks in advance.

LauraLou1982

No they are not credit scored. I have awful credit and I got accepted x

montymud

No they are not

kerry87_2

montymud wrote: »

No they are not

I was also wondering if I am taking 90 credits this year but need 240 for my full business degree, will the SLC fund my next set of modules or will they see it as being in debt with them for the first 3 modules as I wouldn't want to not be able to complete my degree.

dizzyrascal

kerry87 wrote: »

I was also wondering if I am taking 90 credits this year but need 240 for my full business degree, will the SLC fund my next set of modules or will they see it as being in debt with them for the first 3 modules as I wouldn't want to not be able to complete my degree.

If you have not studied at degree level before you can have the whole degree funded.
You will need 360 credits for a full degree but 240 credits will get you a diploma or foundation degree. Your current study will count towards your student debt.
90 credits is a lot if you work full time. It equates to at least 30 hours study a week. It is doable if you don't have too many other commitments.

kerry87_2

dizzyrascal wrote: »

If you have not studied at degree level before you can have the whole degree funded.
You will need 360 credits for a full degree but 240 credits will get you a diploma or foundation degree. Your current study will count towards your student debt.
90 credits is a lot if you work full time. It equates to at least 30 hours study a week. It is doable if you don't have too many other commitments.

I don't have other commitments, I don't have any children or really do much outside of work (maybe the odd night out!) and I work 35 hours a week.

I start this course in April, is it too late to withdraw from one of the modules and start it next time with another module as it does seem to be a lot of study time.

dizzyrascal

I'm sure you can withdraw from some of the study. If you really want to do 90 credits per year then It's probably best to do them one after the other. This might mean taking a 60 credit course from Feb to Oct then take a 30 credit course from Oct to Feb. You might find that you need a break though, especially if you work.
You will need some time off to recharge your batteries.

Fire_Fox

kerry87 wrote: »

I don't have other commitments, I don't have any children or really do much outside of work (maybe the odd night out!) and I work 35 hours a week.

I start this course in April, is it too late to withdraw from one of the modules and start it next time with another module as it does seem to be a lot of study time.

Do a full honours degree over five or six years if you work full time, if you have not studied at degree level for a while/ ever start out with no more than one double module and see how you find it. That is the speed at which you would do a degree day release attendance at lectures with the assignments and exam prep done evenings and weekends.

The more modules you do the more books you will need to buy, which might not be great if you have any debts. Appreciate they supply course materials but you should be reading around your subject and using different sources, I don't know if you have access to a decent academic library during the course.

Your research/ study skills tend to speed up as you get your 'eye in' so you might decide you can do two modules simultaneously later on. Bear in mind you may have family dramas or personal illness or overtime at work during the course, if you over commit you will find it difficult to catch up and you risk getting stressed. You should be able to withdraw from modules before your official start date.