How Should I Use the Last of My Family Allowance

tesuhoha

benbenandme wrote: »

I'm gonna go against the majority and say I would put it towards the debts Sorry, but I would want them gone asap and then look forward to the xmas you can buy what you like without the debt around your neck

Well, it wont be this Christmas, thats for sure but I find this thought very tempting. Trouble is, when I overbudget thats when things go wrong

tesuhoha

postingalwaysposting wrote: »

aww save it for xmas then ~ i would love to take you out for a meal though

And Id love to come or maybe you could come to us. Remember free laptops all round. :eek: And maybe you could do the lapdance for SS that he so craves.

Gemmzie

tesuhoha wrote: »

I didnt know that but whether he continues depends very much on his AS results this year. :rolleyes:

Well if he continues, he can still get both child benefit and tax credits if you get them (and EMA)

tesuhoha

Gemmzie wrote: »

Well if he continues, he can still get both child benefit and tax credits if you get them (and EMA)

We dont get tax credits but thanks. I'll keep that in mind. i thought it stopped at 18. my DDs did.

Gemmzie

It used it.

Changed last April

Been very useful to me this past year

tesuhoha

Thats one more reason for him to do his A Levels

Seaxwyn

tesuhoha, this is another vote for using the money to pay off some debt.

Next Christmas isn't going to be nearly so bad. Having been so generous last year you can give your son and daughter more modest presents this time

And if you do have to spend £150 on a credit card at Christmas, at least you will have saved a bit of interest between now and then.

tesuhoha

Seaxwyn wrote: »

tesuhoha, this is another vote for using the money to pay off some debt.

Next Christmas isn't going to be nearly so bad. Having been so generous last year you can give your son and daughter more modest presents this time

And if you do have to spend £150 on a credit card at Christmas, at least you will have saved a bit of interest between now and then.

Very true. There is no question about the modest presents this Christmas but just how modest remains to be seen. I am not going to spend more than we have this time. I will decide about the family allowance when it is clear whether it is going to continue or not but there are good arguments for both.