driving to MOT test while SORN, will insurance be valid?

thenudeone

TrickyWicky wrote: »

They can however simply refuse to cover the vehicle. /QUOTE]

Not if their is already a policy in force which covers the use of the vehicle, whether that is a specific policy or if someone else is driving it under a DOC extension.

Since the OP says:

southerly wrote: »

although I have comprehensive insurance,

I read that to mean that there is already a policy in place in relation to the vehicle. In that case, Joe's post is correct. The insurers WILL pay out. If there is no insurance policy then they are clearly never going to pay out regardless of the MOT status.

You are correct in saying that an insurer can refuse to offer a new policy if there is no MOT. They can refuse to offer a new policy on just about any grounds unless it's a discriminatory one banned by legislation.

However, until the OP clarifies what insurance is already in place, we can't tell what the situation is.

Trebor16

TrickyWicky wrote: »

Yes and? He states he has comprehensive insurance but not on what car.

By making such a comment all you are doing is making yourself look stupid.

George_Michael

TrickyWicky wrote: »

Yes and? He states he has comprehensive insurance but not on what car.

So if I was to post a question such as:

"I purchased a car 4 months ago and the engine has just seized up. Although I have a warranty, will I have to pay for the repair?"

Would you assume that the warranty was for the car that the question was relating to, or do you think it might be for a totally different one which provides no cover for the car I asked about and I only mentioned it to confuse everyone?

As the OP stated:

My car is currently declared SORN, although I have comprehensive insurance, and I want to bring it back into use.

I think it's reasonable to think that they mentioned the comprehensive insurance as it relates to the vehicle that they wish to drive.

TrickyWicky

Well seeing as it has now turned to throwing insults around like school children, I'll be ignoring this thread.

Op: For your own peace of mind, ring your insurers.

Everyone else, it was almost diplomatic. Well done, you're making progress.

Chopper_Read

TrickyWicky wrote: »

Well seeing as it has now turned to throwing insults around like school children, I'll be ignoring this thread.

Op: For your own peace of mind, ring your insurers.

Everyone else, it was almost diplomatic. Well done, you're making progress.

So you are choosing to ignore the fact you were wrong. Very mature of you.

Trebor16

TrickyWicky wrote: »

Well seeing as it has now turned to throwing insults around like school children, I'll be ignoring this thread.

Op: For your own peace of mind, ring your insurers.

Everyone else, it was almost diplomatic. Well done, you're making progress.

Also known as spitting your dummy out when caught out giving incorrect information. Did you take lessons from Fivetide by any chance?:D

George_Michael

TrickyWicky wrote: »

Well seeing as it has now turned to throwing insults around like school children, I'll be ignoring this thread.

And you would never call anyone an idiot on these forums would you TrickyWicky?

I think the op sounds like a blithering idiot.

You're an idiotand a snob. Jobcentre below you is it?

And in one of your posts, you are very honest and admit that your family, friends and workmates also think that you are an idiot.

Yes.. absolutely positive. Why on earth do people doubt almost everything I say? - I get this treatment from friends, family, employers.. Do I have a neon sign above my head saying idiot? - Seropisly, please tell me, I want to shake off whatever keeps causing this attitude towards me.

http://forums.moneysavingexpert.com/showpost.php?p=52062797&postcount=40
http://forums.moneysavingexpert.com/showpost.php?p=59390899&postcount=9
http://forums.moneysavingexpert.com/showpost.php?p=49073585&postcount=15