The new toy boy tax!

sammyjammy

MissMoneypenny wrote: »

Thanks goodness for Universal Credit then:)

Will those in this situation and on PC, be hoofed off it when they go onto UC? Or will they be protected?

Those already in receipt of PC will continue to get it.

sammyjammy

p00hsticks wrote: »

I'd missed that - but isn't the idea then that the younger partner claims Universal Credit instead (if their combined income is low enough) ? So the OPs assertion that they will have to live off a single pension is still not necessarily correct (depending on the amount of the pension and other circumstances)

Yes you're right I should have made that clear, they will claim UC as a couple where applicable.

superwoman4

sammyjammy wrote: »

Yes you're right I should have made that clear, they will claim UC as a couple where applicable.

"When Universal Credit(UC) is introduced, if either member in a couple is under the qualifying age for pension credit then the couple would be treated as working age".

I understand about claiming UC as a couple. However, until 2021, when DH receives his State Pension, I will be 69 years old and still treated as working age.

Women, with a younger male partner, who qualify for their State Pension between January 2014 to October 2018 are being unfairly disadvantaged.

MissMoneypenny

superwoman4 wrote: »

"When Universal Credit(UC) is introduced, if either member in a couple is under the qualifying age for pension credit then the couple would be treated as working age".

I understand about claiming UC as a couple. However, until 2021, when DH receives his State Pension, I will be 69 years old and still treated as working age.

Women, with a younger male partner, who qualify for their State Pension between January 2014 to October 2018 are being unfairly disadvantaged.

It will only affect those who want to claim the benefit Pension Credit and who have a partner of under pension age who doesn't work.

It's all very well having a toyboy, but if he is lazy, is he worth it?

cockaleekee

superwoman4 wrote: »

"When Universal Credit(UC) is introduced, if either member in a couple is under the qualifying age for pension credit then the couple would be treated as working age".

I understand about claiming UC as a couple. However, until 2021, when DH receives his State Pension, I will be 69 years old and still treated as working age.

Women, with a younger male partner, who qualify for their State Pension between January 2014 to October 2018 are being unfairly disadvantaged.

No, it is correcting an anomaly in the current system. There is no reason why someone should be able to claim PC when they have a partner who is capable of working.

Dunroamin

MissMoneypenny wrote: »

It will only affect those who want to claim the benefit Pension Credit and who have a partner of under pension age who doesn't work.

It's all very well having a toyboy, but if he is lazy, is he worth it?

It depends what he can do with the energy he's not using working.;)

maggiezed

If the older partner is female who has a Full State Pension which more than the couples amount that is payable through working age benefits, then, these couples will only get help with rent and council tax.
This ruling will adversely affect couples where the younger partner has a degenerating illness and will never be able to work again. They will be living on less than a single person's- award of Pension Credit. These couples will be paying for under-occupying social housing and will not be protected from Council Tax rises.
Why Toy Boy Tax? - simple. If the partners are of the same sex or if the older partner is male, then their waiting period on Universal Credit before they can claim Pension Credit will be the difference in their ages.
If the Older partner is female then there is an additional waiting period of up to 4 years due to the fact that a woman's pension age is lower at the moment than men. This additional waiting period only affects women in born from 1952 - 1954.

MissMoneypenny

Dunroamin wrote: »

It depends what he can do with the energy he's not using working.;)

It was the "lazy" part that was bothering me as they tend to want other people to do all the work (regardless of how much energy they have);)

MissMoneypenny

maggiezed wrote: »

If the Older partner is female then there is an additional waiting period of up to 4 years due to the fact that a woman's pension age is lower at the moment than men. This additional waiting period only affects women in born from 1952 - 1954.

A woman born in 1954, does not have a lower pension age than men. This was changed.

A woman born in 1954 should have reached pension age at 60. Then they changed it so that women born between 1951 and 1954 would now have to wait longer to reach pension age e.g. age 61 for those in 1951 - age 64 for those born in 1954.

Then they changed it again recently for those born in 1954 and now they will not be a pensioner until they are over 65 and some will be age 66 before they reach pension age (depending on what month they were born in 1954.)
https://www.gov.uk/calculate-state-pension

p00hsticks

maggiezed wrote: »

why toy boy tax? - simple. If the partners are of the same sex or if the older partner is male, then their waiting period on universal credit before they can claim pension credit will be the difference in their ages.

that doesn't make it a tax !!!!!!!!!