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You also have to move wires and pipes and so on. Or just leave it alone. Problem would be heat loss and maybe condensation and damp. But if it doesn't have those problems now, and the room has plenty of ventilation and so on, and you don't mind it then it's fine.0
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Ciderarmy1987 wrote: »The builder has said we could do that and we would lose 150mm, which is not ideal but would be could live with that.
But would that be enough for a mortgage company?? Or do we need to bite the bullet and get a survey done to properly find out what they think?
Well, I don't know if it would be enough for a mortgage company. Best ask them. Rather than get a survey done, is there a way you can judge the wall thickness? A door or window would help with that. You can tell them how thick the wall is (if it's more than four inches) and ask if that makes a difference.0 -
builder has said that he thinks the bricks are 6" thick after taking into account render and plaster etcNow buying our second house:
Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19
FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/21030 -
More than usual, then. They are usually about 4".0
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we are most worried about being able to sell it in the future to be honestNow buying our second house:
Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19
FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/21030 -
Ciderarmy1987 wrote: »we are most worried about being able to sell it in the future to be honest
Ask if adapting the wall (as the builder suggested) will make a difference. As well as ensuring good ventilation (extractor fan).0 -
Is so stressful! we don't know what to do!Now buying our second house:
Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19
FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/21030 -
Ciderarmy1987 wrote: »Is so stressful! we don't know what to do!
Well, it seems like a place you eventually want to sell (within a few years?), so if it's going to have resale issues, then it might be best to move on. But, it's worth finding out if modifications can make it easier to get a mortgage.0 -
I wouldnt say that it is somewhere that we would be looking to sell that quickly ( ie.2-3 years) but it isn't somewhere that we would be looking to spend the rest of our lives.
Is the kind of house that would be great for us until we looked at having a 2nd child. At the moment we have none and no plans to change that especially quicklyNow buying our second house:
Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19
FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/21030 -
When you get a basic valuation done with a mortgage company could they then require you to get a more comprehensive inspection done to satisfy them.Now buying our second house:
Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19
FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/21030
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