halifax overdraft stop and eaten our wages

innovate

CRISPIANNE3 wrote: »

In my day at Lloyds in the 90"s they tended to look down their noses at people who did not use their overdraft. How things have changed!

Yep, I remember those days, and the "buy now pay nothing for 3 years", "% credit card for 3 years" culture.....unfortunately, the british population at large had nil education how to handle this sort of credit. That's a massive part of the reason why so many people are struggling financially now.

guesswho2000

dktreesea wrote: »

British bank.....like HSBC?

What, the Hong Kong & Shanghai Banking Corporation?

innovate

guesswho2000 wrote: »

What, the Hong Kong & Shanghai Banking Corporation?

You sound like one of those spotty young 47 year old rebels who holds no regard for the great British Empire!
Shame on you

guesswho2000

innovate wrote: »

You sound like one of those spotty young 47 year old rebels who holds no regard for the great British Empire!
Shame on you

Haha, that comment was made tongue in cheek, I'm the first person to get involved in a conversation about the Empire, and I'm only in my twenties! I do, however, remember the handover ceremony in 1997!

Thrugelmir

opinions4u wrote: »

and contributing to the freezing of the credit markets that led to the collapse of Northern Rock, RBS and HBOS.

.

These banks were equally guilty of their own sins.

RBS was the worlds largest bank when it collapsed in 2008. Operating in 57 countries. .


HSBC was sound enough to raise capital from investors so did not require Government bail out.