account closed by bank, can i reopen

random44

hi,


i had a bank account and credit card with lloyds and both were closed off by lloyds tsb with 30 days notice.

i did try to find out why they have done it but did not get anywhere even after taking my case to ombudsman


now my question is , can i open a bank account with them if i wanted to because of their current offering despite the issue i had with them 4-5 years a go ?

i am not sure but maybe in the letter it said that they will no offer any future banking .... but i am just guesing


thanks

innovate

Why does it have to be Lloyds? What do you need/want from a bank account?

random44

their interest free cc and also were very happy with them

i know barclay and lots of other option are still there but it is almost like i feel i have been !!!!ed by them closing my account and want to open it again

jonesMUFCforever

Why waste a credit search when its odds on that they will turn you down?

coldhandoff

If the bank closed your account there is a 0% chance they'd let you open a new one, or offer you any credit. There was obviously a reason.

pmduk

Why would you expect them to welcome you back now?

random44

f**k them then little mofos

innovate

you'll get far with that attitude, no doubt

stclair

I would just apply and see what the outcome is.

My brother had an account closed by lloyds 4 years ago ish and he now happily banks with them again.

pmduk

It may be that attitude, if displayed towards staff, that got the acount closed in the first place.