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flaws with the opt in pension

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Debt_Free_Chick Posts: 13,276 Forumite

21 April 2013 at 7:50AM edited 21 April 2013 at 6:30PM

Depends on your worker status under the auto-enrolment rules.

If you're a jobholder (age between 16 & 21 or state pension age & age 74 earning above £9,440pa. Or age 16-74 earning between £5,668 & £9,440pa) and you opt in, your employer has to contribute.

But if you're an entitled worker (age 16-74 earning below £5,668) then your employer does not have to contribute, until you trigger the AE rules.

Warning ..... I'm a peri-menopausal axe-wielding maniac
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