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flaws with the opt in pension
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Depends on your worker status under the auto-enrolment rules.
If you're a jobholder (age between 16 & 21 or state pension age & age 74 earning above £9,440pa. Or age 16-74 earning between £5,668 & £9,440pa) and you opt in, your employer has to contribute.
But if you're an entitled worker (age 16-74 earning below £5,668) then your employer does not have to contribute, until you trigger the AE rules.Warning ..... I'm a peri-menopausal axe-wielding maniac
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