what would wife be entitled to?

dibs

my wife and i moved out of married quarters and bought a house in december, now she says she cant cope anymore and wants to split up. i want to do all i can to help he as she says she want to stay in the house but doesnt know if she could afford to. currently she doesnt work and stays at home looking after our 2 children 4 1/2 and 1 1/2, with the eldest starting school in september. now i probably could afford to pay the mortagage and insurance for her and maybe one or two other things if im allowed to move back into base accomodation without having to sell the house and pay back my advance of pay which was used a deposit. what would she be entitled to so i can see if i could afford to support her whilst paying for my own food and accomodation as things are pretty tight at the moment, currently as a couple we recieve CB and i think a basic amount of tax credits of about £30 a month.

any help or advice greatly appreciated.

Dibs

Zara33

Income support
Child benefit
Child Tax credit
Council tax benefit
Not 100% sure maybe housing benefit
Free school meals when little one goes to school, also clothing grant

Edit to add sort something out regarding child maintenance, you don't wanna go down the line of the CSA :eek: trust me

TheWaltons_3

I agree with Zara 100% - your wife would cope, she would be entitled to all of the above... and perhaps you could agree to give her a small amount for the children, on top of paying the mortgage?

OR, your wife may choose to accept this as her child support.

It does seem like you are being amicable.

I hope the situation ends up comfortable, for all involved.

dibs

think it would have to be it as with a few other thinks would be just under half my pay that she would be getting for mortgage and some of her bills/debts but i dont want her in later years saying i have underpayed her as i would be maintaining an intrest in the house as so wasnt all selflessly given to her and the kids. not saying she would just wondered if this would have any bearing on the amount she is to expect

suelees1

She won't get housing benefit as this is for rented property only. Neither will she get help with the mortgage interest for 39 weeks (there are one or two exceptions). Although there would be free school meals it depends on the local authority as to whether they give out grants for school uniforms. Ours stopped these grants this year.

By claiming IS she is actually giving the CSA authority to pursue you for maintenance unless she opts out. This can only be done if it might cause the parent with care or the child undue harm or distress. If she wants to opt out she would be interviewed to see if it was reasonable for her to do so. If she refuses to allow them to pursue child maintenance she would have her IS reduced by just over £20 pw - it's called a Reduced Benefit Direction. You wouldn't be able to pay her this shortfall as it would be classed as income.
Any maintenance yhou pay will only have £10 disregarded as the rest is taken into consideration for IS purposes

Sorry to sound so negative. I'd suggest she seeks out a benefits advisor for full info.

dibs

so would the money not be classed as maintenance then as it would be far over the amount the CSA would demand me to pay or as it would be going to the house would it be seen differently

ohreally

Do you have a pension that she could have a claim on?

dibs

yeah im in the navy so when divorced she would have a claim on my pension, could do what others have done in the past and say il take over all her debts that she currently has in exchange for waivering her right to a claim of my pension.