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Alchemausterity

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Comments

  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I really dont!!
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just finished work.
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    I too don't have currently an EF (sorry :o) . We used to (when MF in previous life:T) but seem to only ever have minimal savings on around £1000, as keep paying off what I would usually save. My plan is EF 2015 when M1 and M2 paid, just M3 continuing.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That makes me feel better. X
  • edinburgher
    edinburgher Posts: 14,011 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If I'm honest, our EF is no great shakes either (would currently cover just over one month's mortgage). We do have a budget line for it tho, so it goes up every month by £150.

    I don't think I'll ever be one of those people with the patience to focus on only one financial goal at a time (like the 'save £10k before doing anything' brigade).

    There are risks to keeping too much cash :)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Love the photos - no stopping you now you know how to do it!

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500
    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    2013-12-11183659_zps7667fd18.png

    Good day. Got to share a lift with DH. Got a well done from SMT which is AWESOME.
    Bit MSE this photo. It is the best teatowel i own, circa 2005 ish. I cannot bring myself to by more. Or afford them, frankly!
  • edinburgher
    edinburgher Posts: 14,011 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Get you, with your fancy, branded, vintage tea towels! :rotfl:
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ed you should be a spin doctor.
  • edinburgher
    edinburgher Posts: 14,011 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Alchemilla wrote: »
    Ed you should be a spin doctor.

    Live the dream.

    Current career plan is information security guru ;)
This discussion has been closed.
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