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credit card

Hello folks... im after some advice for my brother. Hes after a credit card with about £5000 limit hes gonna pay off whats left from a loan which is £1500 and use the rest of the balance to pay some bills this month due to a cash flow problem with his business.
Next month he will clear the balance or at least most of it. Would a 0% balance transfer card be ok to clear a bank loan? And which would be the best card to use?

Thanks in advance!!!

Comments

  • Unless he gets a SBT card he wont have anyway to pay the loan as most loan companies dont accet credit cards for payments
  • SCO
    SCO Posts: 729 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    He would need to do a money transfer to his bank account, 4% fee usually applies.
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    If it is his first credit card then:
    A) he will never get one with that kind of limit, the best he can hope for is a limit of £500
    B)Interest will be very high....much higher than loan
    C)He will not be able to repay the loan with a credit card
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