📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Submitted the debt relief order paid the £90 what happens next please

Options
tracytaxi
tracytaxi Posts: 297 Forumite
edited 8 February 2013 at 1:37PM in IVA & DRO
Hello
Paid the £90 and submitted debt relief order ,does anyone know how long it will take to hear back from the official receiver to see if it has been accepted ?
I think I included every single debt ,checked experian .My intermediary said the official receiver will check the credit file himself does he use experian ir will he use call credit a
Or equifax I am worried that if he does there may be something on there I didn't know about as I have not checked them .
Hope it goes through so I can sleep again without resorting to night nurse and stuff
:T better late than never, better to laugh than cry:j

Comments

  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    I generally find that I receive an email in about 24 hours after submission.
    As routine, the DRO unit check Experian only.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • I have recently submitted my DRO application. I haven't paid the £90.00 fee yet.
    Can I apply for a credit card at this stage, I know it states that you can apply for credit no more than £500.
    Only my friend is 6 months into her DRO and she got refused the basic Credit Card for people with bad credit history.
    I don't neccessarily want to use it or run up more debts, I only want it to try to improve my now poor credit rating, and use it for extreme emergencies.

    Any help greatly appreciated.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.