check my file scores

anukis

Are they meaningful/accurate at all? I find it odd that for all three agencies callcredit, equifax, and experian I have the same score 814 lenders, 818 landlords/employers, yet the scoring bands for the credit agencies are different.

how good (or perhaps not that good) is 814?

thanks.

grumbler

anukis wrote: »

Are they meaningful/accurate at all?

They are pretty much worthless, let alone inaccurate.

stephane_2

Meaningless.....inaccurate

anukis

wow alright, anyone else? anything positive about it?

[Deleted User]

anukis wrote: »

anything positive about it?

It's got 3 digits in it?

anukis

Ok got it :-)

At least there is consensus on it. Thanks all.

dwh7

I used Experian to check my score under its 'Free Trial' but its not obvious that its not free to previous users. When I went to register it recognised my email as a previous user, so I had to log back in (having gone thru the usual password reset stuff.) I checked my score and rang them the same day to cancel membership, thinking that would be it. Oh no! Same day, I was debited for £14.99, so I emailed to complain, highlighting the 'Free Trial' wording on their ad. No reply (except an auto-response: 'Ring to cancel.') 1 month later, email arrived saying 'Goodbye.' No refund still. Just rung them to complain - told it says 'in very small print' that returning (previous) customers not eligible for the Free Trial. What is a new customer? I argued. If I am not 'live,' having cancelled my membership previously, surely I am new. No, if you have a Log In Username, you are not. So - Beware!

[Deleted User]

dwh7 wrote: »

What is a new customer? I argued. If I am not 'live,' having cancelled my membership previously, surely I am new

That would be a very strange definition of 'new'.